NORTHEAST ALABAMA POSTAL

P O Box 1927
Anniston, AL 36202

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 11056
Date Established 1956
Assets $13.02 million
Loans $9.12 million
Deposits $10.46 million
Capital $2.55 million

Northeast Alabama Postal is an NCUA insured institution located in Anniston, AL. It was founded in 1956 and has approximately $13.02 millions in assets.

Deposit Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.90% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $500 - Learn MoreShow Less
12 Mo CD
1.90% $500 - Learn MoreShow Less
24 Mo CD
2.45% $500 - Learn MoreShow Less
36 Mo CD
1.10% $500 - Learn MoreShow Less

Loan Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTHEAST ALABAMA POSTAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.905% 3.875% 0.38 $900 $1,176 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to NORTHEAST ALABAMA POSTAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Northeast Alabama Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Northeast Alabama Postal Locations


Financial Details

Northeast Alabama Postal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northeast Alabama Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northeast Alabama Postal U.S. Average
2.59% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Northeast Alabama Postal had $6,961 in non-current loans and $59,967 in owned assets. To cover these potential losses it had $2,546,137 in net worth and $36,014 in loans loss reserves. That gives it a Texas Ratio of 2.59%.

Net Worth
Northeast Alabama Postal U.S. Average
19.55% 13.61%

Northeast Alabama Postal FCU has a net worth of 19.55% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northeast Alabama Postal

Branches and Savings

What is Northeast Alabama Postal?

A federal credit union, registered with the NCUA under certificate #11056.
Learn more about credit unions here.

Is Northeast Alabama Postal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Northeast Alabama Postal?

Please see Field of Membership information above for information on who is eligible to join.

What are Northeast Alabama Postal's share account and share certificate rates?

Northeast Alabama Postal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northeast Alabama Postal?

Northeast Alabama Postal has total capital of $2.55 million. Full information on Northeast Alabama Postal's financial position is located above.

Who owns Northeast Alabama Postal?

Credit Unions are owned by their members.

Where are Northeast Alabama Postal branches located?

See branch locations nearby.

Are Northeast Alabama Postal ATMs Open 24/7?

Do Northeast Alabama Postal ATMs accept cash deposits?

Can Northeast Alabama Postal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northeast Alabama Postal have a mobile app?

Does Northeast Alabama Postal have mobile deposit?

Does Northeast Alabama Postal have quick pay?

How can Northeast Alabama Postal transfer money to other banks or credit unions?

Does Northeast Alabama Postal report to credit bureaus?

Does Northeast Alabama Postal use Chexsystems?

Does Northeast Alabama Postal use Equifax?

What is Northeast Alabama Postal's toll free phone number?

What is Northeast Alabama Postal's ACH Routing Number?

What is Northeast Alabama Postal's SWIFT code?

Where can I find Northeast Alabama Postal's wire transfer form?

What is the Northeast Alabama Postal address for deposits?

What Products Does Northeast Alabama Postal Offer

Does Northeast Alabama Postal offer mortgages?

Compare mortgage rates here.

Does Northeast Alabama Postal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northeast Alabama Postal offer auto and RV loans?

Compare auto loan rates here.

Does Northeast Alabama Postal offer student loans or personal loans?

Compare personal loan rates here.

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