NORTHEAST ALABAMA POSTAL

P O Box 1927
Anniston, AL 36202

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 11056
Date Established 1956
Assets $12.85 million
Loans $8.86 million
Deposits $10.32 million
Capital $2.52 million

Northeast Alabama Postal is an NCUA insured institution located in Anniston, AL. It was founded in 1956 and has approximately $12.85 millions in assets.

Deposit Rates - March 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.90% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $500 - Learn MoreShow Less
12 Mo CD
1.90% $500 - Learn MoreShow Less
24 Mo CD
2.45% $500 - Learn MoreShow Less
36 Mo CD
1.10% $500 - Learn MoreShow Less

Loan Rates - March 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTHEAST ALABAMA POSTAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.560% 4.560% 0.00 $0 $1,276 Learn More
PenFed Credit Union
NMLS ID: 401822
4.250% 4.125% 0.50 $3,750 $1,212 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to NORTHEAST ALABAMA POSTAL
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Branches

Below are Northeast Alabama Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Northeast Alabama Postal Locations


Financial Details

Northeast Alabama Postal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northeast Alabama Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northeast Alabama Postal U.S. Average
3.56% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Northeast Alabama Postal had $30,790 in non-current loans and $59,967 in owned assets. To cover these potential losses it had $2,522,878 in net worth and $27,212 in loans loss reserves. That gives it a Texas Ratio of 3.56%.

Net Worth
Northeast Alabama Postal U.S. Average
19.62% 13.08%

Northeast Alabama Postal FCU has a net worth of 19.62% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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