Northeast Alabama Postal Federal Credit Union

Headquarters

P O Box 1927
Anniston, AL 36202
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.02% →
1-Year CD 0.50% 1.50% →
2-Year CD 0.65% 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Northeast Alabama Postal is an NCUA insured institution located in Anniston, AL. It was founded in 1956 and has approximately $17.71 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11056
Date Established 1956
Assets $17.71 million
Loans $9.78 million
Deposits $14.96 million
Capital $2.73 million
 

Deposit Rates - May 27, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More

Loan Rates - May 27, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTHEAST ALABAMA POSTAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Better.com
NMLS ID: 330511
5.075% 4.990% 1.00 $2,428 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to NORTHEAST ALABAMA POSTAL
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Branches

Below are Northeast Alabama Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Northeast Alabama Postal Locations



Climate Initiatives

NORTHEAST ALABAMA POSTAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Northeast Alabama Postal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northeast Alabama Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northeast Alabama Postal U.S. Average
2.20% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Northeast Alabama Postal had $1,250 in non-current loans and $59,967 in owned assets. To cover these potential losses it had $2,729,169 in net worth and $52,085 in loans loss reserves. That gives it a Texas Ratio of 2.20%.

Net Worth
Northeast Alabama Postal U.S. Average
15.41% 12.36%

Northeast Alabama Postal FCU has a net worth of 15.41% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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