NORTHERN COLORADO

Headquarters

2901 S 27TH AVE
Greeley, CO 80631
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 0.65% 1.05% →
2-Year CD 0.85% 1.11% →
5-Year CD 1.16% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Northern Colorado is an NCUA insured institution located in Greeley, CO. It was founded in 1935 and has approximately $66.85 millions in assets.

NCUA Insured Yes
Charter Number # # 65775
Date Established 1935
Assets $66.85 million
Loans $43.89 million
Deposits $59.57 million
Capital $7.10 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Weld County in Colorado.

Deposit Rates - August 11, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
1.01% $10,000 $14,999 Learn More
48 Mo CD
1.06% $100,000 $199,999 Learn More
60 Mo CD
1.11% $10,000 $14,999 Learn More
60 Mo CD
1.16% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 11, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTHERN COLORADO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
3.500 %
$25,000 Learn More
More Info

Note to NORTHERN COLORADO
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Northern Colorado branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Northern Colorado Locations


Financial Details

Northern Colorado Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northern Colorado. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northern Colorado U.S. Average
5.22% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Northern Colorado had $355,685 in non-current loans and $26,000 in owned assets. To cover these potential losses it had $7,103,374 in net worth and $210,681 in loans loss reserves. That gives it a Texas Ratio of 5.22%.

Net Worth
Northern Colorado U.S. Average
10.62% 13.61%

Northern Colorado FCU has a net worth of 10.62% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northern Colorado

Branches and Savings

What is Northern Colorado?

A federal credit union, registered with the NCUA under certificate #65775.
Learn more about credit unions here.

Is Northern Colorado FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Northern Colorado?

Please see Field of Membership information above for information on who is eligible to join.

What are Northern Colorado's share account and share certificate rates?

Northern Colorado's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northern Colorado?

Northern Colorado has total capital of $7.10 million. Full information on Northern Colorado's financial position is located above.

Who owns Northern Colorado?

Credit Unions are owned by their members.

Where are Northern Colorado branches located?

See branch locations nearby.

Are Northern Colorado ATMs Open 24/7?

Do Northern Colorado ATMs accept cash deposits?

Can Northern Colorado customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northern Colorado have a mobile app?

Does Northern Colorado have mobile deposit?

Does Northern Colorado have quick pay?

How can Northern Colorado transfer money to other banks or credit unions?

Does Northern Colorado report to credit bureaus?

Does Northern Colorado use Chexsystems?

Does Northern Colorado use Equifax?

What is Northern Colorado's toll free phone number?

What is Northern Colorado's ACH Routing Number?

What is Northern Colorado's SWIFT code?

Where can I find Northern Colorado's wire transfer form?

What is the Northern Colorado address for deposits?

What Products Does Northern Colorado Offer

Does Northern Colorado offer mortgages?

Compare mortgage rates here.

Does Northern Colorado offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northern Colorado offer auto and RV loans?

Compare auto loan rates here.

Does Northern Colorado offer student loans or personal loans?

Compare personal loan rates here.

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