Northwest Consumers


2948 Garfield Rd N
Traverse City, MI 49686
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Northwest Consumers is an NCUA insured institution located in Traverse City, MI. It was founded in 1952 and has approximately $28.82 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8077
Date Established 1952
Assets $28.82 million
Loans $12.32 million
Deposits $26.03 million
Capital $3.00 million

Deposit Rates - July 30, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Northwest Consumers

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Northwest Consumers
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Loan Rates - July 30, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTHWEST CONSUMERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.349% 3.250% 0.75 $3,125 $1,089 Learn More
NMLS ID: 2890
License#: MC-3098
2.534% 2.500% 0.50 $1,132 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Northwest Consumers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Northwest Consumers Locations

Financial Details

Northwest Consumers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northwest Consumers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northwest Consumers U.S. Average
7.81% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Northwest Consumers had $200,992 in non-current loans and $50,122 in owned assets. To cover these potential losses it had $2,997,528 in net worth and $215,949 in loans loss reserves. That gives it a Texas Ratio of 7.81%.

Net Worth
Northwest Consumers U.S. Average
10.39% 12.20%

Northwest Consumers FCU has a net worth of 10.39% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northwest Consumers

Branches and Savings

What is Northwest Consumers?

A federal credit union, registered with the NCUA under certificate #8077.
Learn more about credit unions here.

Is Northwest Consumers FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Northwest Consumers is insured by the NCUA.

Who can join Northwest Consumers?

Please see Field of Membership information above for information on who is eligible to join.

What are Northwest Consumers's share account and share certificate rates?

Northwest Consumers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northwest Consumers?

Northwest Consumers has total capital of $3.00 million. Full information on Northwest Consumers's financial position is located above.

Who owns Northwest Consumers?

Credit Unions are owned by their members.

Where are Northwest Consumers branches located?

See branch locations nearby.

Are Northwest Consumers ATMs Open 24/7?

Do Northwest Consumers ATMs accept cash deposits?

Can Northwest Consumers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northwest Consumers have a mobile app?

Does Northwest Consumers have mobile deposit?

Does Northwest Consumers have quick pay?

How can Northwest Consumers transfer money to other banks or credit unions?

Does Northwest Consumers report to credit bureaus?

Does Northwest Consumers use Chexsystems?

Does Northwest Consumers use Equifax?

What is Northwest Consumers's toll free phone number?

What is Northwest Consumers's ACH Routing Number?

What is Northwest Consumers's SWIFT code?

Where can I find Northwest Consumers's wire transfer form?

What is the Northwest Consumers address for deposits?

What Products Does Northwest Consumers Offer

Does Northwest Consumers offer mortgages?

Compare mortgage rates here.

Does Northwest Consumers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northwest Consumers offer auto and RV loans?

Compare auto loan rates here.

Does Northwest Consumers offer student loans or personal loans?

Compare personal loan rates here.

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