2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 14754
Date Established 1961
Assets $389.17 million
Loans $175.55 million
Deposits $355.97 million
Capital $30.90 million

Nswc is an NCUA insured institution located in Dahlgren, VA. It was founded in 1961 and has approximately $389.17 millions in assets.

Who can join?

To be eligible for individual membership you must meet one of these criteria:

Civilian and military personnel of the U.S. Government who work for or are permanently stationed at Naval Support Activity South Potomac (NSASP)-Dahlgren, or one of its tenant commands.

Members of the U.S. Armed Forces, active or retired, who are receiving authorized benefits or services primarily from NSASP-Dahlgren.
Civilian and military personnel employed by the Department of the Navy in the Washington Metropolitan area who live in the City of Fredericksburg or the counties of Stafford, Spotsylvania or King George.

Civilian personnel retired from NSASP-Dahlgren and its tenant commands.

Persons who work regularly at NSASP-Dahlgren and are employed by contractors who maintain offices within a 35-mile radius of NSASP-Dahlgren and have a contract with the U.S. Government for a minimum of 6 months continuously prior to making application for membership.

Civilian and military personnel of the U.S. Government who work at Fort A.P. Hill, Bowling Green, Virginia.

Persons who work regularly at Fort A.P. Hill, Bowling Green, Virginia, and are employed by contractors who maintain offices within a 35-mile radius of Fort A.P. Hill and have a contract with the U.S. Government for a minimum of 6 months continuously prior to making application for membership.

Government employees assigned to George Washington's Birthplace Memorial located in Westmoreland County, Virginia.

Dependent spouses of deceased members.

Organizations of members that have a federal Tax ID#.

Persons who live, work, worship, or attend school in the City of Fredericksburg, Virginia.

The immediate family of any members. An immediate family member will consist of spouses, children, siblings, parents, grandparents, or grandchildren.

Household membership will be extended to individuals living in the same residence as a member, maintaining a single economic unit.

Employees of one of the union's Sponsor Groups.

Field of Membership Restrictions

Membership is open to civilian and military personnel of the U.S. Government who work for or are permanently stationed at Naval Support Activity South Potomac (NSASP)-Dahlgren, or one of its tenant commands. Membership is also open to employees and military personnel working in select areas (see field of membership) and to those who live, work, worship or attend school in Fredericksburg, Virginia.

Deposit Rates - October 14, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
1.55% $500 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $100 - Learn MoreShow Less
1.55% $100 $24,999 Learn MoreShow Less
1.95% $100 $24,999 Learn MoreShow Less
2.00% $100 $24,999 Learn MoreShow Less
2.51% $100 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $10,000 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,000 $9,999 Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NSWC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.643% 3.625% 0.25 $560 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to NSWC
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Nswc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Nswc Locations


Financial Details

Nswc Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Nswc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Nswc U.S. Average
5.64% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Nswc had $1,626,078 in non-current loans and $210,200 in owned assets. To cover these potential losses it had $30,900,836 in net worth and $1,642,049 in loans loss reserves. That gives it a Texas Ratio of 5.64%.

Net Worth
Nswc U.S. Average
7.94% 13.65%

Nswc FCU has a net worth of 7.94% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Nswc

Branches and Savings

What is Nswc?

A federal credit union, registered with the NCUA under certificate #14754.
Learn more about credit unions here.

Is Nswc FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Nswc?

Please see Field of Membership information above for information on who is eligible to join.

What are Nswc's share account and share certificate rates?

Nswc's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Nswc?

Nswc has total capital of $30.90 million. Full information on Nswc's financial position is located above.

Who owns Nswc?

Credit Unions are owned by their members.

Where are Nswc branches located?

See branch locations nearby.

Are Nswc ATMs Open 24/7?

Do Nswc ATMs accept cash deposits?

Can Nswc customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Nswc have a mobile app?

Does Nswc have mobile deposit?

Does Nswc have quick pay?

How can Nswc transfer money to other banks or credit unions?

Does Nswc report to credit bureaus?

Does Nswc use Chexsystems?

Does Nswc use Equifax?

What is Nswc's toll free phone number?

What is Nswc's ACH Routing Number?

What is Nswc's SWIFT code?

Where can I find Nswc's wire transfer form?

What is the Nswc address for deposits?

What Products Does Nswc Offer

Does Nswc offer mortgages?

Compare mortgage rates here.

Does Nswc offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nswc offer auto and RV loans?

Compare auto loan rates here.

Does Nswc offer student loans or personal loans?

Compare personal loan rates here.

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