Numerica Credit Union

Headquarters

P O Box 4000
Spokane Valley, WA 99037
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.55% →
1-Year CD 0.40% 5.60% →
2-Year CD 0.55% 4.90% →
5-Year CD 0.80% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Numerica is an NCUA insured institution located in Spokane Valley, WA. It was founded in 1937 and has approximately $3929.83 millions in assets.

Who can join?

You can join if you...

Live, work or worship in Washington State
Live, work or worship in the North Idaho Panhandle, State of Idaho
Are related by blood or marriage to, or reside with, a person eligible for membership

NCUA Insured Yes / State-Chartered
Charter Number # # 66841
Date Established 1937
Assets $3,929.83 million
Loans $3,177.66 million
Deposits $3,241.05 million
Capital $443.66 million
 

Field of Membership Restrictions

Membership in Numerica Credit Union is open to anyone who lives, works or worships in Washington State, or in the North Idaho Panhandle, State of Idaho.

Deposit Rates - April 25, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
Premium Money Market Account
0.25% $10,000 $14,999 Learn More
Premium Money Market Account
0.25% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.80% $100,000 $199,999 Learn More

Loan Rates - April 25, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Numerica

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.710% 6.625% 0.88 $2,806 $2,049 Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
7.018% 6.875% 0.88 $4,672 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.476% 7.375% 1.00 $3,200 $2,211 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Numerica
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Numerica branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Numerica Locations



Climate Policy and Initiatives

NUMERICA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Numerica Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Numerica. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Numerica U.S. Average
2.78% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Numerica had $12,574,411 in non-current loans and $513,329 in owned assets. To cover these potential losses it had $443,661,993 in net worth and $27,557,654 in loans loss reserves. That gives it a Texas Ratio of 2.78%.

Net Worth
Numerica U.S. Average
11.27% 13.62%

Numerica FCU has a net worth of 11.27% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Numerica


  • December 11, 2022 |

    I'm not sure what's going on with you Numerica but I want my money. Your business Flags my card every single day while I am trying to conduct business on the internet. You have cost me thousands of dollars, I've had to walk home in the snow because I couldn't get an Uber, I miss picking up a large dinner tab for my family because I got declined for fraud last night I had a $700 purchase that I got declined for fraud and they almost cut up my card. I call your bank every day to have them unlock my card. First I call them at night in the fraud department and they say that they haven't flagged anything. They advise me to call the main office. I call the next day and the business office says yep we were flagging you because you were doing this at this place I tell them that's the place I work for every day. I have begged and pleaded with them to stop holding back my money. And everybody that I talk to in custimer service wants to blame Visa. it does say visa on the card but for some reason nobody will give me a customer service number for them, and my card says Numerica. You are responsible for my account. I'm also in charge of my money and I keep a very close eye on my account. I want you to get out of my business, I don't need a mom and dad with in my banking account to tell me when I can and can't spend my money. What's wrong with your staff? Are they all new; or just not trained well?They ask me the same exact questions every time, even though I tell them don't ask me those questions, I didn't put my address down wrong, it's not the place that I'm working with, it's you nimerica! I want it fixed. I want the fraud alerts taken off my accounts! If i can ever get my money from Numerica I'm closing that account. This is not just inconvenient it should be criminal. I'm going to get a lawyer because your errors made me miss a funeral this week, I had to walk to the hotel from the airport at 2:00 in the morning cuz I couldn't get my rental car...and it just goes on and on. This is infuriating and unreasonable and I want somebody to fix this but they won't. They tell me how much I can have out of my own account everyday? What the is going on? When did a bank ever become the parents of somebody's money! I'm furious. I'm taking names and I'm going to pursue this legally. I want my money and I want to close my account. I want you to train your people. I have lost thousands of dollars because of you blocking me from my card. And nobody will ever call me back. I asked them if I could talk to somebody in corporate or somebody higher up and they won't let me. I asked them to talk to Visa's customer service and they say they don't have that number but then they tell me that they send them an email.

  • June 19, 2020 |

    I took my money elsewhere. Enough said

  • June 19, 2020

    Terrible credit union. Terrible customer service tries to influence their biased political values on their customers via their newsletter. Could care less if you are happy with them or not. You have other and better choices in credit unions!


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