2022 Overview
General Credit Union Information
Numerica is an NCUA insured institution located in Spokane Valley, WA. It was founded in 1937 and has approximately $3459.23 millions in assets.
Who can join?
You can join if you...
Live, work or worship in Washington State
Live, work or worship in the North Idaho Panhandle, State of Idaho
Are related by blood or marriage to, or reside with, a person eligible for membership
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66841 |
| Date Established | 1937 |
| Assets | $3,459.23 million |
| Loans | $2,603.97 million |
| Deposits | $2,952.68 million |
| Capital | $379.23 million |
Field of Membership Restrictions
Deposit Rates - July 6, 2022
Your Current Location: California, CA 92111
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.05% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.15% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.20% | $25,000 | $29,999 |
Learn More
|
|
Premium Money Market Account
|
0.25% | $10,000 | $14,999 |
Learn More
|
|
Premium Money Market Account
|
0.25% | $25,000 | $34,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.40% | $100,000 | $199,999 |
Learn More
|
| 18 Mo CD
|
0.45% | $10,000 | $14,999 |
Learn More
|
| 18 Mo CD
|
0.45% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.55% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.55% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
0.75% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
0.80% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
0.80% | $100,000 | $199,999 |
Learn More
|
Loan Rates - July 6, 2022
Your Current Location: California, CA 92111
There are currently no loan rates available for NUMERICA
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - California 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 330511 |
5.454% | 5.375% | 0.88 | $2,218 | $1,400 | Learn More |
|
NMLS ID: 330511 |
5.454% | 5.375% | 0.88 | $2,218 | $1,400 | Learn More |
NMLS ID: 1429243 |
4.804% | 4.750% | 0.63 | $1,560 | $1,305 | Learn More |
NMLS ID: 399798 |
5.568% | 5.490% | 0.88 | $2,155 | $1,418 | Learn More |
Featured - California Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 4.240 % After Intro: 5.500 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to NUMERICA
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Numerica branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
San Diego,California
Climate Initiatives
NUMERICA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Numerica Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Numerica. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Numerica | U.S. Average |
|---|---|
| 2.29% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, Numerica had $9,046,351 in non-current loans and $234,584 in owned assets. To cover these potential losses it had $379,234,528 in net worth and $26,910,164 in loans loss reserves. That gives it a Texas Ratio of 2.29%.
Net Worth
| Numerica | U.S. Average |
|---|---|
| 10.96% | 12.36% |
Numerica FCU has a net worth of 10.96% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for NUMERICA
John Jacobs
June 19, 2020 |
I took my money elsewhere. Enough said
Is this review helpful? Yes:2 / No: 1
D. Jensen
June 19, 2020
Terrible credit union. Terrible customer service tries to influence their biased political values on their customers via their newsletter. Could care less if you are happy with them or not. You have other and better choices in credit unions!
Is this review helpful? Yes:2 / No: 0
Add Your Review