2020 Overview
General Credit Union Information
Numerica is an NCUA insured institution located in Spokane Valley, WA. It was founded in 1937 and has approximately $2454.12 millions in assets.
Who can join?
You can join if you...
Live, work or worship in Washington State
Live, work or worship in the North Idaho Panhandle, State of Idaho
Are related by blood or marriage to, or reside with, a person eligible for membership
| NCUA Insured | Yes |
| Charter Number # | # 66841 |
| Date Established | 1937 |
| Assets | $2,454.12 million |
| Loans | $1,972.19 million |
| Deposits | $2,054.42 million |
| Capital | $254.62 million |
Field of Membership Restrictions
Deposit Rates - June 2, 2020
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $1 | - |
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|
|
Money Market
|
0.05% | $1 | $4,999 |
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|
|
Money Market
|
0.15% | $10,000 | $24,999 |
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|
|
Money Market
|
0.20% | $25,000 | $49,999 |
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|
|
Premium Money Market Account
|
0.40% | $1 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.26% | $1,000 | - |
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|
| 6 Mo CD
|
0.35% | $1,000 | - |
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|
| 12 Mo CD
|
0.50% | $1,000 | - |
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|
| 18 Mo CD
|
0.75% | $1,000 | - |
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|
| 24 Mo CD
|
0.85% | $1,000 | - |
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|
| 36 Mo CD
|
1.00% | $1,000 | - |
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|
| 48 Mo CD
|
1.05% | $1,000 | - |
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|
| 60 Mo CD
|
1.10% | $1,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $25 | $4,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
0.50% | $500 | - | Learn More |
Loan Rates - June 2, 2020
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for NUMERICA
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: 13256 |
3.019% | 3.000% | 0.25 | $625 | $1,055 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Figure Home Equity Line |
0.000 %
|
$0 |
Learn More
More Info |
Note to NUMERICA
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Numerica branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Numerica Locations
Financial Details
Numerica Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Numerica. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Numerica | U.S. Average |
|---|---|
| 4.43% | 5.92 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2019, Numerica had $11,161,471 in non-current loans and $931,997 in owned assets. To cover these potential losses it had $254,617,685 in net worth and $18,226,450 in loans loss reserves. That gives it a Texas Ratio of 4.43%.
Net Worth
| Numerica | U.S. Average |
|---|---|
| 10.37% | 13.86% |
Numerica FCU has a net worth of 10.37% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Numerica
Branches and Savings
What is Numerica?
A federal credit union, registered with the NCUA under certificate #66841.
Learn more about credit unions here.
Is Numerica FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Numerica?
Please see Field of Membership information above for information on who is eligible to join.
How big is Numerica?
Numerica has total capital of $254.62 million. Full information on Numerica's financial position is located above.
Who owns Numerica?
Credit Unions are owned by their members.
Where are Numerica branches located?
See branch locations nearby.
Are Numerica ATMs Open 24/7?
Do Numerica ATMs accept cash deposits?
Can Numerica customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Numerica have a mobile app?
Does Numerica have mobile deposit?
Does Numerica have quick pay?
How can Numerica transfer money to other banks or credit unions?
Does Numerica report to credit bureaus?
Does Numerica use Chexsystems?
Does Numerica use Equifax?
What is Numerica's toll free phone number?
What is Numerica's ACH Routing Number?
What is Numerica's SWIFT code?
Where can I find Numerica's wire transfer form?
What is the Numerica address for deposits?
What Products Does Numerica Offer
Does Numerica offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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