PO BOX 4000
Spokane Valley, WA 99037
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.60% →
1-Year CD 0.50% 1.55% →
2-Year CD 0.85% 1.45% →
5-Year CD 1.10% 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Numerica is an NCUA insured institution located in Spokane Valley, WA. It was founded in 1937 and has approximately $2454.12 millions in assets.

Who can join?

You can join if you...

Live, work or worship in Washington State
Live, work or worship in the North Idaho Panhandle, State of Idaho
Are related by blood or marriage to, or reside with, a person eligible for membership

NCUA Insured Yes
Charter Number # # 66841
Date Established 1937
Assets $2,454.12 million
Loans $1,972.19 million
Deposits $2,054.42 million
Capital $254.62 million

Field of Membership Restrictions

Membership in Numerica Credit Union is open to anyone who lives, works or worships in Washington State, or in the North Idaho Panhandle, State of Idaho.

Deposit Rates - June 2, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $1 - Learn More
Money Market
0.05% $1 $4,999 Learn More
Money Market
0.15% $10,000 $24,999 Learn More
Money Market
0.20% $25,000 $49,999 Learn More
Premium Money Market Account
0.40% $1 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.26% $1,000 - Learn More
6 Mo CD
0.35% $1,000 - Learn More
12 Mo CD
0.50% $1,000 - Learn More
18 Mo CD
0.75% $1,000 - Learn More
24 Mo CD
0.85% $1,000 - Learn More
36 Mo CD
1.00% $1,000 - Learn More
48 Mo CD
1.05% $1,000 - Learn More
60 Mo CD
1.10% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
0.05% $25 $4,999 Learn MoreShow Less
Fixed IRA
0.50% $500 - Learn MoreShow Less

Loan Rates - June 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NUMERICA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Numerica branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Numerica Locations

Financial Details

Numerica Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Numerica. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Numerica U.S. Average
4.43% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Numerica had $11,161,471 in non-current loans and $931,997 in owned assets. To cover these potential losses it had $254,617,685 in net worth and $18,226,450 in loans loss reserves. That gives it a Texas Ratio of 4.43%.

Net Worth
Numerica U.S. Average
10.37% 13.86%

Numerica FCU has a net worth of 10.37% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Numerica

Branches and Savings

What is Numerica?

A federal credit union, registered with the NCUA under certificate #66841.
Learn more about credit unions here.

Is Numerica FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Numerica?

Please see Field of Membership information above for information on who is eligible to join.

What are Numerica's share account and share certificate rates?

Numerica's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Numerica?

Numerica has total capital of $254.62 million. Full information on Numerica's financial position is located above.

Who owns Numerica?

Credit Unions are owned by their members.

Where are Numerica branches located?

See branch locations nearby.

Are Numerica ATMs Open 24/7?

Do Numerica ATMs accept cash deposits?

Can Numerica customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Numerica have a mobile app?

Does Numerica have mobile deposit?

Does Numerica have quick pay?

How can Numerica transfer money to other banks or credit unions?

Does Numerica report to credit bureaus?

Does Numerica use Chexsystems?

Does Numerica use Equifax?

What is Numerica's toll free phone number?

What is Numerica's ACH Routing Number?

What is Numerica's SWIFT code?

Where can I find Numerica's wire transfer form?

What is the Numerica address for deposits?

What Products Does Numerica Offer

Does Numerica offer mortgages?

Compare mortgage rates here.

Does Numerica offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Numerica offer auto and RV loans?

Compare auto loan rates here.

Does Numerica offer student loans or personal loans?

Compare personal loan rates here.

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