NUSENDA

PO BOX 8530
Albuquerque, NM 87198

Notable Rates APY Vs.Others
Savings 0.10% 2.30% →
1-Year CD 1.65% 2.25% →
2-Year CD 2.20% 2.50% →
5-Year CD 2.49% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Nusenda is an NCUA insured institution located in Albuquerque, NM. It was founded in 1936 and has approximately $2405.19 millions in assets.

Who can join?

There are many employers or groups that you may belong to that may grant you eligibility.
Immediate family of a member is eligible to join.

NCUA Insured Yes
Charter Number # # 948
Date Established 1936
Assets $2,405.19 million
Loans $1,871.29 million
Deposits $2,112.85 million
Capital $269.38 million
 

Field of Membership Restrictions

Membership in Nusenda Credit Union is open to those who live, work, worship, or attend school in Socorro, Taos, or Valencia County.

Deposit Rates - December 7, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.20% $500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.57% $10,000 $24,999 Learn MoreShow Less
0.82% $100,000 $199,999 Learn MoreShow Less
0.85% $10,000 $24,999 Learn MoreShow Less
1.10% $100,000 $199,999 Learn MoreShow Less
1.30% $10,000 $24,999 Learn MoreShow Less
1.65% $100,000 $199,999 Learn MoreShow Less
1.40% $10,000 $24,999 Learn MoreShow Less
1.85% $10,000 $24,999 Learn MoreShow Less
2.20% $100,000 $199,999 Learn MoreShow Less
1.90% $10,000 $24,999 Learn MoreShow Less
2.25% $100,000 $199,999 Learn MoreShow Less
1.95% $10,000 $24,999 Learn MoreShow Less
2.30% $100,000 $199,999 Learn MoreShow Less
2.14% $10,000 $24,999 Learn MoreShow Less
2.49% $100,000 $199,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $9,999 Learn MoreShow Less

Loan Rates - December 7, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NUSENDA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% 0.00 ($65) $1,141 Learn More
First Internet Bank
NMLS ID: 424182
3.630% 3.625% 0.00 $155 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

Note to NUSENDA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Nusenda branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Nusenda Locations


Financial Details

Nusenda Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Nusenda. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Nusenda U.S. Average
4.97% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Nusenda had $13,457,199 in non-current loans and $574,483 in owned assets. To cover these potential losses it had $269,381,516 in net worth and $13,076,367 in loans loss reserves. That gives it a Texas Ratio of 4.97%.

Net Worth
Nusenda U.S. Average
11.69% 13.65%

Nusenda FCU has a net worth of 11.69% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Nusenda

Branches and Savings

What is Nusenda?

A federal credit union, registered with the NCUA under certificate #948.
Learn more about credit unions here.

Is Nusenda FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Nusenda?

Please see Field of Membership information above for information on who is eligible to join.

What are Nusenda's share account and share certificate rates?

Nusenda's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Nusenda?

Nusenda has total capital of $269.38 million. Full information on Nusenda's financial position is located above.

Who owns Nusenda?

Credit Unions are owned by their members.

Where are Nusenda branches located?

See branch locations nearby.

Are Nusenda ATMs Open 24/7?

Do Nusenda ATMs accept cash deposits?

Can Nusenda customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Nusenda have a mobile app?

Does Nusenda have mobile deposit?

Does Nusenda have quick pay?

How can Nusenda transfer money to other banks or credit unions?

Does Nusenda report to credit bureaus?

Does Nusenda use Chexsystems?

Does Nusenda use Equifax?

What is Nusenda's toll free phone number?

What is Nusenda's ACH Routing Number?

What is Nusenda's SWIFT code?

Where can I find Nusenda's wire transfer form?

What is the Nusenda address for deposits?

What Products Does Nusenda Offer

Does Nusenda offer mortgages?

Compare mortgage rates here.

Does Nusenda offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nusenda offer auto and RV loans?

Compare auto loan rates here.

Does Nusenda offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Nusenda


  • October 17, 2019 |

    Stupid is as stupid does.
    Nusenda changed from New Mexico Crdit union by going to a lot of automation, its been a disaster. The deposit take 1-2 days to post, but a withdrawl that posts as pending gets charged a fee that the automatic system assess and no one can reverse. When I called for help the sent me to a "courtesy" help dept which couldn't do me the courtesy of undoing what Nusenda's automated system did. The automated systems charges your account for every little thing, and when in error, no one has any authority to correct it - this you find out after a 20-30 hold time any time you call. Their "call back" system also doesn't work. Nusenda fails as a community - orientated business. " Humans" shoudl try another bank - this one won't talk to you & just steals your money.

  • October 17, 2019 |

    Fees ontop of fees on top of fees
    Fees on top of fees on top of fees.

    They charge you fees like an overdraft for pending items that fall off after a couple of days. I had fraud charges - it takes 3-5 days just to file a claim, meantime, charges are still posting & fees are rolling on top of fees - the fraud claim cleared me, Nusenda only cleared 2 of the 6 fees they charged from the proven fraud error. Not really member supportive at all!

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