Nusenda Federal Credit Union

Headquarters

Po Box 8530
Albuquerque, NM 87198
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.65% →
1-Year CD 0.80% 2.02% →
2-Year CD 0.75% 3.00% →
5-Year CD 1.20% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Nusenda is an NCUA insured institution located in Albuquerque, NM. It was founded in 1936 and has approximately $3745.07 millions in assets.

Who can join?

There are many employers or groups that you may belong to that may grant you eligibility.
Immediate family of a member is eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 948
Date Established 1936
Assets $3,745.07 million
Loans $2,334.18 million
Deposits $3,365.20 million
Capital $342.57 million
 

Field of Membership Restrictions

Membership in Nusenda Credit Union is open to those who live, work, worship, or attend school in Socorro, Taos, or Valencia County.

Deposit Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.25% $10,000 $14,999 Learn More
36 Mo CD
1.25% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.20% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NUSENDA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CHASE
NMLS ID: 399798
5.945% 5.875% 0.75 $1,892 $1,479 Learn More
Morty, Inc.
NMLS ID: 1429243
5.209% 5.125% 1.00 $2,385 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to NUSENDA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Nusenda branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Nusenda Locations



Climate Initiatives

NUSENDA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Nusenda Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Nusenda. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Nusenda U.S. Average
2.84% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Nusenda had $9,854,292 in non-current loans and $359,248 in owned assets. To cover these potential losses it had $342,571,593 in net worth and $17,038,804 in loans loss reserves. That gives it a Texas Ratio of 2.84%.

Net Worth
Nusenda U.S. Average
9.49% 12.36%

Nusenda FCU has a net worth of 9.49% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for NUSENDA


  • December 16, 2020 |

    CDs 12 Month Rates

    Nusenda Credit Union are unprofessional and a big waste of time.

  • October 17, 2019 |

    Stupid is as stupid does.
    Nusenda changed from New Mexico Crdit union by going to a lot of automation, its been a disaster. The deposit take 1-2 days to post, but a withdrawl that posts as pending gets charged a fee that the automatic system assess and no one can reverse. When I called for help the sent me to a "courtesy" help dept which couldn't do me the courtesy of undoing what Nusenda's automated system did. The automated systems charges your account for every little thing, and when in error, no one has any authority to correct it - this you find out after a 20-30 hold time any time you call. Their "call back" system also doesn't work. Nusenda fails as a community - orientated business. " Humans" shoudl try another bank - this one won't talk to you & just steals your money.

  • October 17, 2019 |

    Fees ontop of fees on top of fees
    Fees on top of fees on top of fees.

    They charge you fees like an overdraft for pending items that fall off after a couple of days. I had fraud charges - it takes 3-5 days just to file a claim, meantime, charges are still posting & fees are rolling on top of fees - the fraud claim cleared me, Nusenda only cleared 2 of the 6 fees they charged from the proven fraud error. Not really member supportive at all!

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