Oak Ridge Schools Federal Credit Union

Headquarters

304 New York Avenue
Oak Ridge, TN 37830
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Oak Ridge Schools is an NCUA insured institution located in Oak Ridge, TN. It was founded in 1949 and has approximately $5.82 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5979
Date Established 1949
Assets $5.82 million
Loans $3.81 million
Deposits $5.60 million
Capital $0.22 million
 

Deposit Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Oak Ridge Schools

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Loan Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OAK RIDGE SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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CIT Bank
NMLS ID: 541760
3.046% 2.975% 0.88 $2,280 $1,051 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
$0 Learn More
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Note to OAK RIDGE SCHOOLS
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Branches

Below are Oak Ridge Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Oak Ridge Schools Locations



Climate Initiatives

OAK RIDGE SCHOOLS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Oak Ridge Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oak Ridge Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oak Ridge Schools U.S. Average
82.20% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Oak Ridge Schools had $301,419 in non-current loans and $0 in owned assets. To cover these potential losses it had $218,707 in net worth and $147,965 in loans loss reserves. That gives it a Texas Ratio of 82.20%.

Net Worth
Oak Ridge Schools U.S. Average
3.75% 12.22%

Oak Ridge Schools FCU has a net worth of 3.75% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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