OAK RIDGE SCHOOLS

Headquarters

304 New York Avenue
Oak Ridge, TN 37830
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.00% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Oak Ridge Schools is an NCUA insured institution located in Oak Ridge, TN. It was founded in 1949 and has approximately $5.82 millions in assets.

NCUA Insured Yes
Charter Number # # 5979
Date Established 1949
Assets $5.82 million
Loans $3.81 million
Deposits $5.60 million
Capital $0.22 million
 

Deposit Rates - October 19, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Oak Ridge Schools

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Loan Rates - October 19, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OAK RIDGE SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.574% 2.500% 1.00 $2,445 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Branches

Below are Oak Ridge Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Oak Ridge Schools Locations


Financial Details

Oak Ridge Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oak Ridge Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oak Ridge Schools U.S. Average
82.20% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Oak Ridge Schools had $301,419 in non-current loans and $0 in owned assets. To cover these potential losses it had $218,707 in net worth and $147,965 in loans loss reserves. That gives it a Texas Ratio of 82.20%.

Net Worth
Oak Ridge Schools U.S. Average
3.75% 13.61%

Oak Ridge Schools FCU has a net worth of 3.75% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Oak Ridge Schools

Branches and Savings

What is Oak Ridge Schools?

A federal credit union, registered with the NCUA under certificate #5979.
Learn more about credit unions here.

Is Oak Ridge Schools FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Oak Ridge Schools?

Please see Field of Membership information above for information on who is eligible to join.

What are Oak Ridge Schools's share account and share certificate rates?

Oak Ridge Schools's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Oak Ridge Schools?

Oak Ridge Schools has total capital of $0.22 million. Full information on Oak Ridge Schools's financial position is located above.

Who owns Oak Ridge Schools?

Credit Unions are owned by their members.

Where are Oak Ridge Schools branches located?

See branch locations nearby.

Are Oak Ridge Schools ATMs Open 24/7?

Do Oak Ridge Schools ATMs accept cash deposits?

Can Oak Ridge Schools customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Oak Ridge Schools have a mobile app?

Does Oak Ridge Schools have mobile deposit?

Does Oak Ridge Schools have quick pay?

How can Oak Ridge Schools transfer money to other banks or credit unions?

Does Oak Ridge Schools report to credit bureaus?

Does Oak Ridge Schools use Chexsystems?

Does Oak Ridge Schools use Equifax?

What is Oak Ridge Schools's toll free phone number?

What is Oak Ridge Schools's ACH Routing Number?

What is Oak Ridge Schools's SWIFT code?

Where can I find Oak Ridge Schools's wire transfer form?

What is the Oak Ridge Schools address for deposits?

What Products Does Oak Ridge Schools Offer

Does Oak Ridge Schools offer mortgages?

Compare mortgage rates here.

Does Oak Ridge Schools offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Oak Ridge Schools offer auto and RV loans?

Compare auto loan rates here.

Does Oak Ridge Schools offer student loans or personal loans?

Compare personal loan rates here.

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