Ocean Crest Federal Credit Union
Headquarters
2525 Cherry Ave, Suite 100
Signal Hill, CA 90755
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2024 Overview
General Credit Union Information
Ocean Crest is an NCUA insured institution located in Signal Hill, CA. It was founded in 1953 and has approximately $36.37 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24809 |
| Date Established | 1953 |
| Assets | $36.37 million |
| Loans | $12.08 million |
| Deposits | $34.09 million |
| Capital | $2.18 million |
Field of Membership Restrictions
Must be an employee or retiree of the State of California, California National Guard or Ocean Crest Federal Credit Union. Also open to employees of several select employee groups.
Deposit Rates - May 4, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Ocean Crest
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Loan Rates - May 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Ocean Crest
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.638% | 6.500% | 0.75 | $4,595 | $2,023 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Ocean Crest
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It is free to register and add rates.
Branches
Below are Ocean Crest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
OCEAN CREST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Ocean Crest Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Ocean Crest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Ocean Crest | U.S. Average |
|---|---|
| 0.47% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Ocean Crest had $11,010 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,176,653 in net worth and $175,499 in loans loss reserves. That gives it a Texas Ratio of 0.47%.
Net Worth
| Ocean Crest | U.S. Average |
|---|---|
| 5.98% | 13.62% |
Ocean Crest FCU has a net worth of 5.98% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Ocean Crest
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