OHIO EDUCATIONAL

P.O. Box 93079
Cleveland, OH 44101

Notable Rates APY Vs.Others
Savings 0.01% 2.25% →
1-Year CD 0.60% 2.25% →
2-Year CD 1.10% 2.50% →
5-Year CD 2.02% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Ohio Educational is located in Cleveland, Oh. It was founded in 1900 and has approximately $125.8 millions in assets.

NCUA Insured No
Charter Number # # 95107
Date Established 1900
Assets $125.80 million
Loans $92.70 million
Deposits $113.83 million
Capital $9.63 million
 

Field of Membership Restrictions

Membership is open to all employees, students, and alumni of any public or private educational institutions in Ohio. Membership is also open to employees of Allen Memorial Hospital, Cleveland State University, Council for Economic Opportunity, and 400 Ohio-based companies.

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.07% $1,000 $4,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.60% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.35% $500 $89,999 Learn MoreShow Less
0.50% $500 $89,999 Learn MoreShow Less
0.60% $500 $89,999 Learn MoreShow Less
1.00% $500 $89,999 Learn MoreShow Less
1.10% $500 $89,999 Learn MoreShow Less
1.10% $500 $89,999 Learn MoreShow Less
1.21% $500 $89,999 Learn MoreShow Less
1.51% $500 $89,999 Learn MoreShow Less
2.02% $500 $89,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.06% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1,000 $4,999 Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OHIO EDUCATIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to OHIO EDUCATIONAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Ohio Educational branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Ohio Educational Locations


Financial Details

Ohio Educational Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ohio Educational. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ohio Educational U.S. Average
3.03% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Ohio Educational had $319,394 in non-current loans and $3,450 in owned assets. To cover these potential losses it had $9,631,189 in net worth and $1,012,796 in loans loss reserves. That gives it a Texas Ratio of 3.03%.

Net Worth
Ohio Educational U.S. Average
7.65% 13.65%

Ohio Educational FCU has a net worth of 7.65% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ohio Educational

Branches and Savings

What is Ohio Educational?

A federal credit union, registered with the NCUA under certificate #95107.
Learn more about credit unions here.

Is Ohio Educational FDIC insured?

No, Ohio Educational credit union is not insured by the FDIC because it is not a bank. Because it is state chartered and not federally chartered, it is also not insured by the NCUA. Deposits may or may not be insured by private deposit insurance and you should check with the state chartering organization to confirm whether and to what level your deposits are required to be protected.

Who can join Ohio Educational?

Please see Field of Membership information above for information on who is eligible to join.

What are Ohio Educational's share account and share certificate rates?

Ohio Educational's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ohio Educational?

Ohio Educational has total capital of $9.63 million. Full information on Ohio Educational's financial position is located above.

Who owns Ohio Educational?

Credit Unions are owned by their members.

Where are Ohio Educational branches located?

See branch locations nearby.

Are Ohio Educational ATMs Open 24/7?

Do Ohio Educational ATMs accept cash deposits?

Can Ohio Educational customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ohio Educational have a mobile app?

Does Ohio Educational have mobile deposit?

Does Ohio Educational have quick pay?

How can Ohio Educational transfer money to other banks or credit unions?

Does Ohio Educational report to credit bureaus?

Does Ohio Educational use Chexsystems?

Does Ohio Educational use Equifax?

What is Ohio Educational's toll free phone number?

What is Ohio Educational's ACH Routing Number?

What is Ohio Educational's SWIFT code?

Where can I find Ohio Educational's wire transfer form?

What is the Ohio Educational address for deposits?

What Products Does Ohio Educational Offer

Does Ohio Educational offer mortgages?

Compare mortgage rates here.

Does Ohio Educational offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ohio Educational offer auto and RV loans?

Compare auto loan rates here.

Does Ohio Educational offer student loans or personal loans?

Compare personal loan rates here.

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