Ohio Educational Credit Union

Headquarters

P.o. Box 93079
Cleveland, OH 44101
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 4.35% →
1-Year CD 0.10% 4.59% →
2-Year CD 0.25% 4.47% →
5-Year CD 0.45% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Ohio Educational is located in Cleveland, Oh. It was founded in 1900 and has approximately $158.24 millions in assets.

NCUA Insured No
Charter Number # # 95107
Date Established 1900
Assets $158.24 million
Loans $106.53 million
Deposits $142.82 million
Capital $12.81 million
 

Field of Membership Restrictions

Membership is open to all employees, students, and alumni of any public or private educational institutions in Ohio. Membership is also open to employees of Allen Memorial Hospital, Cleveland State University, Council for Economic Opportunity, and 400 Ohio-based companies.

Deposit Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.02% $2,500 $2,999 Learn More
Money Market
0.03% $10,000 $14,999 Learn More
Money Market
0.04% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.05% $10,000 $14,999 Learn More
6 Mo CD
0.05% $100,000 $199,999 Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.10% $100,000 $199,999 Learn More
18 Mo CD
0.15% $10,000 $14,999 Learn More
18 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
30 Mo CD
0.25% $10,000 $14,999 Learn More
30 Mo CD
0.25% $100,000 $199,999 Learn More
36 Mo CD
0.45% $10,000 $14,999 Learn More
36 Mo CD
0.45% $100,000 $199,999 Learn More
48 Mo CD
0.45% $10,000 $14,999 Learn More
48 Mo CD
0.45% $100,000 $199,999 Learn More
60 Mo CD
0.45% $10,000 $14,999 Learn More
60 Mo CD
0.45% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.04% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Ohio Educational

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

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Note to Ohio Educational
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Branches

Below are Ohio Educational branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Ohio Educational Locations around zip code 85001


BranchDistance Map View Lobby Hours

Zanesville

1655.68 A View Lobby Hours

Oberlin

1672.73 B View Lobby Hours

Lakewood

1696.80 C View Lobby Hours

Main Office

1704.30 D View Lobby Hours

Lyndhurst

1713.76 E View Lobby Hours


Climate Policy and Initiatives

OHIO EDUCATIONAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Ohio Educational Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ohio Educational. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ohio Educational U.S. Average
2.35% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Ohio Educational had $260,766 in non-current loans and $57,885 in owned assets. To cover these potential losses it had $12,812,200 in net worth and $746,850 in loans loss reserves. That gives it a Texas Ratio of 2.35%.

Net Worth
Ohio Educational U.S. Average
8.1% 14.48%

Ohio Educational FCU has a net worth of 8.1% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Ohio Educational

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