OHIO UNIVERSITY

PO BOX 476
Athens, OH 45701

Notable Rates APY Vs.Others
Savings 0.05% 2.25% →
1-Year CD 0.95% 2.25% →
2-Year CD 1.45% 2.50% →
5-Year CD 1.90% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Ohio University is an NCUA insured institution located in Athens, OH. It was founded in 1955 and has approximately $368.56 millions in assets.

Who can join?

Membership Groups Include:

Ohio University employees (retired and active) and students
Ohio University Alumni
Hocking College employees (retired and active) and students
Hocking College Alumni
Family Members
Family members of current members can join. (examples include parents, siblings, aunts & uncles, cousins, grandparents, in-laws, etc.)
Members of a qualifying association
Employees of a Select Employer Group

NCUA Insured Yes
Charter Number # # 61048
Date Established 1955
Assets $368.56 million
Loans $273.88 million
Deposits $318.53 million
Capital $42.23 million
 

Field of Membership Restrictions

Membership is open to anyone through joining either the Athens Friends of the Library ($10 fee) or Ohio University Friends of the Libraries ($30 fee). Membership is also open to employees, retirees, alumni and students of Ohio University or Hocking College and employees of over 50 area Select Employer Groups.

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.41% $1 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.75% $500 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.05% $500 $24,999 Learn MoreShow Less
3 Mo CD
0.25% $100,000 - Learn MoreShow Less
0.45% $500 $24,999 Learn MoreShow Less
6 Mo CD
0.65% $100,000 - Learn MoreShow Less
0.75% $500 $24,999 Learn MoreShow Less
12 Mo CD
0.95% $100,000 - Learn MoreShow Less
0.90% $500 $24,999 Learn MoreShow Less
18 Mo CD
1.10% $100,000 - Learn MoreShow Less
1.25% $500 $24,999 Learn MoreShow Less
24 Mo CD
1.45% $100,000 - Learn MoreShow Less
1.35% $500 $24,999 Learn MoreShow Less
30 Mo CD
1.55% $100,000 - Learn MoreShow Less
36 Mo CD
1.40% $500 $24,999 Learn MoreShow Less
36 Mo CD
1.60% $100,000 - Learn MoreShow Less
48 Mo CD
1.60% $500 $24,999 Learn MoreShow Less
48 Mo CD
1.80% $100,000 - Learn MoreShow Less
Special: 55 Mo CD
1.80% $500 - Learn MoreShow Less
60 Mo CD
1.70% $500 $24,999 Learn MoreShow Less
60 Mo CD
1.90% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OHIO UNIVERSITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to OHIO UNIVERSITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Ohio University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Ohio University Locations


Financial Details

Ohio University Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ohio University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ohio University U.S. Average
1.86% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Ohio University had $805,791 in non-current loans and $31,635 in owned assets. To cover these potential losses it had $42,234,328 in net worth and $2,791,600 in loans loss reserves. That gives it a Texas Ratio of 1.86%.

Net Worth
Ohio University U.S. Average
11.45% 13.65%

Ohio University FCU has a net worth of 11.45% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ohio University

Branches and Savings

What is Ohio University?

A federal credit union, registered with the NCUA under certificate #61048.
Learn more about credit unions here.

Is Ohio University FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ohio University?

Please see Field of Membership information above for information on who is eligible to join.

What are Ohio University's share account and share certificate rates?

Ohio University's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ohio University?

Ohio University has total capital of $42.23 million. Full information on Ohio University's financial position is located above.

Who owns Ohio University?

Credit Unions are owned by their members.

Where are Ohio University branches located?

See branch locations nearby.

Are Ohio University ATMs Open 24/7?

Do Ohio University ATMs accept cash deposits?

Can Ohio University customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ohio University have a mobile app?

Does Ohio University have mobile deposit?

Does Ohio University have quick pay?

How can Ohio University transfer money to other banks or credit unions?

Does Ohio University report to credit bureaus?

Does Ohio University use Chexsystems?

Does Ohio University use Equifax?

What is Ohio University's toll free phone number?

What is Ohio University's ACH Routing Number?

What is Ohio University's SWIFT code?

Where can I find Ohio University's wire transfer form?

What is the Ohio University address for deposits?

What Products Does Ohio University Offer

Does Ohio University offer mortgages?

Compare mortgage rates here.

Does Ohio University offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ohio University offer auto and RV loans?

Compare auto loan rates here.

Does Ohio University offer student loans or personal loans?

Compare personal loan rates here.

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