OKALOOSA COUNTY TEACHERS

Headquarters

1126 N FERDON BLVD
Crestview, FL 32536
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.60% 1.01% →
2-Year CD 0.65% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Okaloosa County Teachers is an NCUA insured institution located in Crestview, FL. It was founded in 1960 and has approximately $93.68 millions in assets.

NCUA Insured Yes
Charter Number # # 13534
Date Established 1960
Assets $93.68 million
Loans $47.42 million
Deposits $83.82 million
Capital $9.07 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located in Okaloosa County, Florida.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $10,000 $14,999 Learn More
3 Mo CD
0.35% $100,000 $199,999 Learn More
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
30 Mo CD
0.65% $10,000 $14,999 Learn More
30 Mo CD
0.65% $100,000 $199,999 Learn More

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OKALOOSA COUNTY TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.575% 2.500% 1.00 $2,468 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to OKALOOSA COUNTY TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Okaloosa County Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Okaloosa County Teachers Locations


Financial Details

Okaloosa County Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Okaloosa County Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Okaloosa County Teachers U.S. Average
15.23% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Okaloosa County Teachers had $1,359,573 in non-current loans and $83,685 in owned assets. To cover these potential losses it had $9,070,573 in net worth and $404,415 in loans loss reserves. That gives it a Texas Ratio of 15.23%.

Net Worth
Okaloosa County Teachers U.S. Average
9.68% 13.61%

Okaloosa County Teachers FCU has a net worth of 9.68% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Okaloosa County Teachers

Branches and Savings

What is Okaloosa County Teachers?

A federal credit union, registered with the NCUA under certificate #13534.
Learn more about credit unions here.

Is Okaloosa County Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Okaloosa County Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Okaloosa County Teachers's share account and share certificate rates?

Okaloosa County Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Okaloosa County Teachers?

Okaloosa County Teachers has total capital of $9.07 million. Full information on Okaloosa County Teachers's financial position is located above.

Who owns Okaloosa County Teachers?

Credit Unions are owned by their members.

Where are Okaloosa County Teachers branches located?

See branch locations nearby.

Are Okaloosa County Teachers ATMs Open 24/7?

Do Okaloosa County Teachers ATMs accept cash deposits?

Can Okaloosa County Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Okaloosa County Teachers have a mobile app?

Does Okaloosa County Teachers have mobile deposit?

Does Okaloosa County Teachers have quick pay?

How can Okaloosa County Teachers transfer money to other banks or credit unions?

Does Okaloosa County Teachers report to credit bureaus?

Does Okaloosa County Teachers use Chexsystems?

Does Okaloosa County Teachers use Equifax?

What is Okaloosa County Teachers's toll free phone number?

What is Okaloosa County Teachers's ACH Routing Number?

What is Okaloosa County Teachers's SWIFT code?

Where can I find Okaloosa County Teachers's wire transfer form?

What is the Okaloosa County Teachers address for deposits?

What Products Does Okaloosa County Teachers Offer

Does Okaloosa County Teachers offer mortgages?

Compare mortgage rates here.

Does Okaloosa County Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Okaloosa County Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Okaloosa County Teachers offer student loans or personal loans?

Compare personal loan rates here.

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