OLD SOUTH

Headquarters

148 N SHIELDS LN
Natchez, MS 39120
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Old South is an NCUA insured institution located in Natchez, MS. It was founded in 1953 and has approximately $17.89 millions in assets.

NCUA Insured Yes
Charter Number # # 8840
Date Established 1953
Assets $17.89 million
Loans $6.24 million
Deposits $15.73 million
Capital $2.71 million
 

Deposit Rates - December 5, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Old South

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Advertiser Disclosure

Loan Rates - December 5, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OLD SOUTH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.696% 2.625% 0.75 $2,335 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.558% 2.500% 0.75 $1,905 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to OLD SOUTH
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Branches

Below are Old South branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Old South Locations


Financial Details

Old South Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Old South. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Old South U.S. Average
9.33% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Old South had $213,956 in non-current loans and $46,833 in owned assets. To cover these potential losses it had $2,708,781 in net worth and $86,424 in loans loss reserves. That gives it a Texas Ratio of 9.33%.

Net Worth
Old South U.S. Average
15.14% 13.61%

Old South FCU has a net worth of 15.14% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Old South

Branches and Savings

What is Old South?

A federal credit union, registered with the NCUA under certificate #8840.
Learn more about credit unions here.

Is Old South FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Old South?

Please see Field of Membership information above for information on who is eligible to join.

What are Old South's share account and share certificate rates?

Old South's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Old South?

Old South has total capital of $2.71 million. Full information on Old South's financial position is located above.

Who owns Old South?

Credit Unions are owned by their members.

Where are Old South branches located?

See branch locations nearby.

Are Old South ATMs Open 24/7?

Do Old South ATMs accept cash deposits?

Can Old South customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Old South have a mobile app?

Does Old South have mobile deposit?

Does Old South have quick pay?

How can Old South transfer money to other banks or credit unions?

Does Old South report to credit bureaus?

Does Old South use Chexsystems?

Does Old South use Equifax?

What is Old South's toll free phone number?

What is Old South's ACH Routing Number?

What is Old South's SWIFT code?

Where can I find Old South's wire transfer form?

What is the Old South address for deposits?

What Products Does Old South Offer

Does Old South offer mortgages?

Compare mortgage rates here.

Does Old South offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Old South offer auto and RV loans?

Compare auto loan rates here.

Does Old South offer student loans or personal loans?

Compare personal loan rates here.

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