Old South


148 N Shields Ln
Natchez, MS 39120
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Old South is an NCUA insured institution located in Natchez, MS. It was founded in 1953 and has approximately $18.46 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8840
Date Established 1953
Assets $18.46 million
Loans $5.76 million
Deposits $16.48 million
Capital $2.79 million

Deposit Rates - April 16, 2021

Your Current Location: Virginia, VA 20146

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Loan Rates - April 16, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OLD SOUTH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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0.000 %
$0 Learn More
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Third Federal Savings and Loan
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2.240 %
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



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Old South Locations

Financial Details

Old South Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Old South. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Old South U.S. Average
7.63% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Old South had $173,546 in non-current loans and $46,833 in owned assets. To cover these potential losses it had $2,786,413 in net worth and $101,309 in loans loss reserves. That gives it a Texas Ratio of 7.63%.

Net Worth
Old South U.S. Average
15.09% 12.67%

Old South FCU has a net worth of 15.09% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Old South

Branches and Savings

What is Old South?

A federal credit union, registered with the NCUA under certificate #8840.
Learn more about credit unions here.

Is Old South FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Old South is insured by the NCUA.

Who can join Old South?

Please see Field of Membership information above for information on who is eligible to join.

What are Old South's share account and share certificate rates?

Old South's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Old South?

Old South has total capital of $2.79 million. Full information on Old South's financial position is located above.

Who owns Old South?

Credit Unions are owned by their members.

Where are Old South branches located?

See branch locations nearby.

Are Old South ATMs Open 24/7?

Do Old South ATMs accept cash deposits?

Can Old South customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Old South have a mobile app?

Does Old South have mobile deposit?

Does Old South have quick pay?

How can Old South transfer money to other banks or credit unions?

Does Old South report to credit bureaus?

Does Old South use Chexsystems?

Does Old South use Equifax?

What is Old South's toll free phone number?

What is Old South's ACH Routing Number?

What is Old South's SWIFT code?

Where can I find Old South's wire transfer form?

What is the Old South address for deposits?

What Products Does Old South Offer

Does Old South offer mortgages?

Compare mortgage rates here.

Does Old South offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Old South offer auto and RV loans?

Compare auto loan rates here.

Does Old South offer student loans or personal loans?

Compare personal loan rates here.

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