Orem City Employees

Headquarters

56 N State St
Orem, UT 84057
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Orem City Employees is an NCUA insured institution located in Orem, UT. It was founded in 1960 and has approximately $3.39 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13965
Date Established 1960
Assets $3.39 million
Loans $1.57 million
Deposits $3.02 million
Capital $0.36 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Orem City Employees

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Note to Orem City Employees
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Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for OREM CITY EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to OREM CITY EMPLOYEES
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Branches

Below are Orem City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Orem City Employees Locations


Financial Details

Orem City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Orem City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Orem City Employees U.S. Average
1.97% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Orem City Employees had $2,529 in non-current loans and $5,000 in owned assets. To cover these potential losses it had $364,630 in net worth and $17,235 in loans loss reserves. That gives it a Texas Ratio of 1.97%.

Net Worth
Orem City Employees U.S. Average
10.74% 12.67%

Orem City Employees FCU has a net worth of 10.74% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Orem City Employees

Branches and Savings

What is Orem City Employees?

A federal credit union, registered with the NCUA under certificate #13965.
Learn more about credit unions here.

Is Orem City Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Orem City Employees is insured by the NCUA.

Who can join Orem City Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Orem City Employees's share account and share certificate rates?

Orem City Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Orem City Employees?

Orem City Employees has total capital of $0.36 million. Full information on Orem City Employees's financial position is located above.

Who owns Orem City Employees?

Credit Unions are owned by their members.

Where are Orem City Employees branches located?

See branch locations nearby.

Are Orem City Employees ATMs Open 24/7?

Do Orem City Employees ATMs accept cash deposits?

Can Orem City Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Orem City Employees have a mobile app?

Does Orem City Employees have mobile deposit?

Does Orem City Employees have quick pay?

How can Orem City Employees transfer money to other banks or credit unions?

Does Orem City Employees report to credit bureaus?

Does Orem City Employees use Chexsystems?

Does Orem City Employees use Equifax?

What is Orem City Employees's toll free phone number?

What is Orem City Employees's ACH Routing Number?

What is Orem City Employees's SWIFT code?

Where can I find Orem City Employees's wire transfer form?

What is the Orem City Employees address for deposits?

What Products Does Orem City Employees Offer

Does Orem City Employees offer mortgages?

Compare mortgage rates here.

Does Orem City Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Orem City Employees offer auto and RV loans?

Compare auto loan rates here.

Does Orem City Employees offer student loans or personal loans?

Compare personal loan rates here.

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