Ottawa, IL 61350

Notable Rates APY Vs.Others
Savings 0.15% 1.90% →
1-Year CD 0.85% 1.90% →
2-Year CD 1.05% 1.95% →
5-Year CD N.A. 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Ottawa Hiway is an NCUA insured institution located in Ottawa, IL. It was founded in 1963 and has approximately $11.29 millions in assets.

NCUA Insured Yes
Charter Number # # 63213
Date Established 1963
Assets $11.29 million
Loans $6.46 million
Deposits $9.71 million
Capital $1.53 million

Deposit Rates - April 9, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $1,000 - Learn MoreShow Less

Loan Rates - April 9, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OTTAWA HIWAY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More
Rocket Mortgage
NMLS ID: 3030
4.167% 4.125% 0.00 $1,250 $1,212 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Ottawa Hiway branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Ottawa Hiway Locations

Financial Details

Ottawa Hiway Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ottawa Hiway. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ottawa Hiway U.S. Average
0.43% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Ottawa Hiway had $6,933 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,531,973 in net worth and $89,852 in loans loss reserves. That gives it a Texas Ratio of 0.43%.

Net Worth
Ottawa Hiway U.S. Average
13.56% 13.86%

Ottawa Hiway FCU has a net worth of 13.56% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ottawa Hiway

Branches and Savings

What is Ottawa Hiway?

A federal credit union, registered with the NCUA under certificate #63213.
Learn more about credit unions here.

Is Ottawa Hiway FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ottawa Hiway?

Please see Field of Membership information above for information on who is eligible to join.

What are Ottawa Hiway's share account and share certificate rates?

Ottawa Hiway's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ottawa Hiway?

Ottawa Hiway has total capital of $1.53 million. Full information on Ottawa Hiway's financial position is located above.

Who owns Ottawa Hiway?

Credit Unions are owned by their members.

Where are Ottawa Hiway branches located?

See branch locations nearby.

Are Ottawa Hiway ATMs Open 24/7?

Do Ottawa Hiway ATMs accept cash deposits?

Can Ottawa Hiway customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ottawa Hiway have a mobile app?

Does Ottawa Hiway have mobile deposit?

Does Ottawa Hiway have quick pay?

How can Ottawa Hiway transfer money to other banks or credit unions?

Does Ottawa Hiway report to credit bureaus?

Does Ottawa Hiway use Chexsystems?

Does Ottawa Hiway use Equifax?

What is Ottawa Hiway's toll free phone number?

What is Ottawa Hiway's ACH Routing Number?

What is Ottawa Hiway's SWIFT code?

Where can I find Ottawa Hiway's wire transfer form?

What is the Ottawa Hiway address for deposits?

What Products Does Ottawa Hiway Offer

Does Ottawa Hiway offer mortgages?

Compare mortgage rates here.

Does Ottawa Hiway offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ottawa Hiway offer auto and RV loans?

Compare auto loan rates here.

Does Ottawa Hiway offer student loans or personal loans?

Compare personal loan rates here.

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