Pacific Crest


Po Box 1179
Klamath Falls, OR 97601
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 0.85% →
1-Year CD 0.15% 0.75% →
2-Year CD 0.22% 0.80% →
5-Year CD 0.37% 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Pacific Crest is an NCUA insured institution located in Klamath Falls, OR. It was founded in 1936 and has approximately $246.05 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 960
Date Established 1936
Assets $246.05 million
Loans $140.31 million
Deposits $226.41 million
Capital $17.61 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Klamath, Lake, Modoc, and northeast Siskiyou Counties and family members of those eligible.

Deposit Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.02% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.05% $10,000 $14,999 Learn More
6 Mo CD
0.07% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More
18 Mo CD
0.12% $10,000 $14,999 Learn More
18 Mo CD
0.14% $100,000 $199,999 Learn More
24 Mo CD
0.20% $10,000 $14,999 Learn More
24 Mo CD
0.22% $100,000 $199,999 Learn More
36 Mo CD
0.25% $10,000 $14,999 Learn More
36 Mo CD
0.27% $100,000 $199,999 Learn More
48 Mo CD
0.30% $10,000 $14,999 Learn More
48 Mo CD
0.32% $100,000 $199,999 Learn More
60 Mo CD
0.35% $10,000 $14,999 Learn More
60 Mo CD
0.37% $100,000 $199,999 Learn More

Loan Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PACIFIC CREST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.884% 2.750% 0.75 $4,375 $1,021 Learn More
Simplist Mortgage, LLC
NMLS ID: 1764611
License#: ML-1764611
2.738% 2.690% 0.63 $1,562 $1,013 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Pacific Crest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Pacific Crest Locations

Climate Initiatives

PACIFIC CREST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Pacific Crest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pacific Crest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pacific Crest U.S. Average
2.03% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Pacific Crest had $362,406 in non-current loans and $11,923 in owned assets. To cover these potential losses it had $17,606,300 in net worth and $835,918 in loans loss reserves. That gives it a Texas Ratio of 2.03%.

Net Worth
Pacific Crest U.S. Average
7.15% 12.22%

Pacific Crest FCU has a net worth of 7.15% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pacific Crest

Branches and Savings

What is Pacific Crest?

A federal credit union, registered with the NCUA under certificate #960.
Learn more about credit unions here.

Is Pacific Crest FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Pacific Crest is insured by the NCUA.

Who can join Pacific Crest?

Please see Field of Membership information above for information on who is eligible to join.

What are Pacific Crest's share account and share certificate rates?

Pacific Crest's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pacific Crest?

Pacific Crest has total capital of $17.61 million. Full information on Pacific Crest's financial position is located above.

Who owns Pacific Crest?

Credit Unions are owned by their members.

Where are Pacific Crest branches located?

See branch locations nearby.

Are Pacific Crest ATMs Open 24/7?

Do Pacific Crest ATMs accept cash deposits?

Can Pacific Crest customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pacific Crest have a mobile app?

Does Pacific Crest have mobile deposit?

Does Pacific Crest have quick pay?

How can Pacific Crest transfer money to other banks or credit unions?

Does Pacific Crest report to credit bureaus?

Does Pacific Crest use Chexsystems?

Does Pacific Crest use Equifax?

What is Pacific Crest's toll free phone number?

What is Pacific Crest's ACH Routing Number?

What is Pacific Crest's SWIFT code?

Where can I find Pacific Crest's wire transfer form?

What is the Pacific Crest address for deposits?

What Products Does Pacific Crest Offer

Does Pacific Crest offer mortgages?

Compare mortgage rates here.

Does Pacific Crest offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pacific Crest offer auto and RV loans?

Compare auto loan rates here.

Does Pacific Crest offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Pacific Crest

There are currently no comments for Pacific Crest. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →