PACIFIC CREST

PO BOX 1179
Klamath Falls, OR 97601

 

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 960
Date Established 1936
Assets $175.86 million
Loans $112.23 million
Deposits $159.72 million
Capital $14.40 million

Pacific Crest is an NCUA insured institution located in Klamath Falls, OR. It was founded in 1936 and has approximately $175.86 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Klamath, Lake, Modoc, and northeast Siskiyou Counties and family members of those eligible.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
0.10% $10,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.10% $1,000 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.02% $5 $999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.02% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.05% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.07% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.02% $2,000 $15,000 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PACIFIC CREST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to PACIFIC CREST
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Pacific Crest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Pacific Crest Locations

Financial Details

Pacific Crest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pacific Crest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pacific Crest U.S. Average
4.87% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Pacific Crest had $634,725 in non-current loans and $115,745 in owned assets. To cover these potential losses it had $14,400,581 in net worth and $1,017,610 in loans loss reserves. That gives it a Texas Ratio of 4.87%.

Net Worth
Pacific Crest U.S. Average
8.18% 13.08%

Pacific Crest FCU has a net worth of 8.18% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Pacific Crest

What is Pacific Crest?

A federal credit union, registered with the NCUA under certificate #960.
Learn more about credit unions here.

Is Pacific Crest FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pacific Crest?

Please see Field of Membership information above for information on who is eligible to join.

What are Pacific Crest's share account and share certificate rates?

Pacific Crest's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pacific Crest?

Pacific Crest has total capital of $14.40 million. Full information on Pacific Crest's financial position is located above.

Who owns Pacific Crest?

Credit Unions are owned by their members.

Where are Pacific Crest branches located?

See branch locations nearby.

Are Pacific Crest ATMs Open 24/7?

Do Pacific Crest ATMs accept cash deposits?

Can Pacific Crest customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pacific Crest have a mobile app?

Does Pacific Crest have mobile deposit?

Does Pacific Crest have quick pay?

How can Pacific Crest transfer money to other banks or credit unions?

Does Pacific Crest report to credit bureaus?

Does Pacific Crest use Chexsystems?

Does Pacific Crest use Equifax?

What is Pacific Crest's toll free phone number?

What is Pacific Crest's ACH Routing Number?

What is Pacific Crest's SWIFT code?

Where can I find Pacific Crest's wire transfer form?

What is the Pacific Crest address for deposits?

What Products Does Pacific Crest Offer

Does Pacific Crest offer mortgages?

Compare mortgage rates here.

Does Pacific Crest offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pacific Crest offer auto and RV loans?

Compare auto loan rates here.

Does Pacific Crest offer student loans or personal loans?

Compare personal loan rates here.

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