Pacific Crest

Po Box 1179
Klamath Falls, OR 97601


General Credit Union Information

NCUA Insured Yes
Charter Number # # 960
Date Established 1936
Assets $160.87 million
Loans $97.57 million
Deposits $145.51 million
Capital $12.80 million

Pacific Crest is an NCUA insured institution located in Klamath Falls, OR. It was founded in 1936 and has approximately $160.87 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Klamath, Lake, Modoc, and northeast Siskiyou Counties and family members of those eligible.

Savings Rates

Your Current Location: Virginia, VA 20146

6 Mo CD 10K
0.10% $10,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.02% $5 $999 Learn MoreShow Less
MM 2.5K
0.02% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.05% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.07% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.02% $2,000 $15,000 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

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There are currently no rates available for PACIFIC CREST

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Below are Pacific Crest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Pacific Crest Locations

Financial Details

Pacific Crest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pacific Crest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Pacific Crest U.S. Average
1.36% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Pacific Crest had $161,628 in non-current loans and $20,925 in owned assets. To cover these potential losses it had $12,800,624 in net worth and $649,005 in loans loss reserves. That gives it a Texas Ratio of 1.36%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Pacific Crest U.S. Average
8.32% 13.06%

Pacific Crest FCU has a net worth of 8.32% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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