PACIFIC SERVICE

3000 Clayton Rd
Concord, CA 94519

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68413
Date Established 1936
Assets $1,163.75 million
Loans $721.81 million
Deposits $983.01 million
Capital $168.92 million

Pacific Service is an NCUA insured institution located in Concord, CA. It was founded in 1936 and has approximately $1163.75 millions in assets.

Who can join?

Membership is available to a variety of groups. Anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano or Sonoma counties is eligible for membership. Employees and retirees of PG&E Corporation, including its domestic subsidiaries are also eligible. Family members of existing members are also eligible to join regardless of where they live.

Field of Membership Restrictions

Membership in Pacific Service Credit Union is open to the following: (1) those who live, work, attend school, or worship in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano or Sonoma Counties in California; (2) employees and retirees of PG&E Corporation; (3) employees of Performant Financial Corporation, City of San Ramon, and over 50 area Select Employer Groups.

Deposit Rates - September 24, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $24,999 Learn MoreShow Less
Money Market
0.60% $25,000 $74,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $500 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.65% $1,000 $49,999 Learn MoreShow Less
6 Mo CD
0.90% $1,000 $49,999 Learn MoreShow Less
12 Mo CD
1.50% $1,000 $49,999 Learn MoreShow Less
18 Mo CD
1.60% $1,000 $49,999 Learn MoreShow Less
24 Mo CD
2.00% $1,000 $49,999 Learn MoreShow Less
30 Mo CD
2.05% $1,000 $49,999 Learn MoreShow Less
36 Mo CD
2.50% $1,000 $49,999 Learn MoreShow Less
48 Mo CD
2.55% $1,000 $49,999 Learn MoreShow Less
60 Mo CD
2.60% $1,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $100 $2,499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $7,500 $24,999 Learn MoreShow Less

Loan Rates - September 24, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for PACIFIC SERVICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.526% 3.500% 0.38 $805 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to PACIFIC SERVICE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Pacific Service branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Pacific Service Locations


Financial Details

Pacific Service Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pacific Service. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pacific Service U.S. Average
1.17% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Pacific Service had $1,994,278 in non-current loans and $0 in owned assets. To cover these potential losses it had $168,915,576 in net worth and $1,836,782 in loans loss reserves. That gives it a Texas Ratio of 1.17%.

Net Worth
Pacific Service U.S. Average
14.51% 13.47%

Pacific Service FCU has a net worth of 14.51% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pacific Service

Branches and Savings

What is Pacific Service?

A federal credit union, registered with the NCUA under certificate #68413.
Learn more about credit unions here.

Is Pacific Service FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pacific Service?

Please see Field of Membership information above for information on who is eligible to join.

What are Pacific Service's share account and share certificate rates?

Pacific Service's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pacific Service?

Pacific Service has total capital of $168.92 million. Full information on Pacific Service's financial position is located above.

Who owns Pacific Service?

Credit Unions are owned by their members.

Where are Pacific Service branches located?

See branch locations nearby.

Are Pacific Service ATMs Open 24/7?

Do Pacific Service ATMs accept cash deposits?

Can Pacific Service customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pacific Service have a mobile app?

Does Pacific Service have mobile deposit?

Does Pacific Service have quick pay?

How can Pacific Service transfer money to other banks or credit unions?

Does Pacific Service report to credit bureaus?

Does Pacific Service use Chexsystems?

Does Pacific Service use Equifax?

What is Pacific Service's toll free phone number?

What is Pacific Service's ACH Routing Number?

What is Pacific Service's SWIFT code?

Where can I find Pacific Service's wire transfer form?

What is the Pacific Service address for deposits?

What Products Does Pacific Service Offer

Does Pacific Service offer mortgages?

Compare mortgage rates here.

Does Pacific Service offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pacific Service offer auto and RV loans?

Compare auto loan rates here.

Does Pacific Service offer student loans or personal loans?

Compare personal loan rates here.

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