Palco Fcu


Po Box 330
Muncy, PA 17756
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.85% →
1-Year CD 0.70% 0.75% →
2-Year CD 0.80% 0.75% →
5-Year CD 1.15% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Palco Fcu is an NCUA insured institution located in Muncy, PA. It was founded in 1938 and has approximately $99.31 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2959
Date Established 1938
Assets $99.31 million
Loans $23.02 million
Deposits $88.96 million
Capital $10.00 million

Field of Membership Restrictions

Must be an employee of one of the several Select Employee Groups (SEGs).

Deposit Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More

Loan Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PALCO FCU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.465% 3.375% 0.63 $2,812 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Palco Fcu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Palco Fcu Locations

Financial Details

Palco Fcu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Palco Fcu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Palco Fcu U.S. Average
0.38% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Palco Fcu had $39,243 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,003,386 in net worth and $195,856 in loans loss reserves. That gives it a Texas Ratio of 0.38%.

Net Worth
Palco Fcu U.S. Average
10.07% 12.20%

Palco Fcu FCU has a net worth of 10.07% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Palco Fcu

Branches and Savings

What is Palco Fcu?

A federal credit union, registered with the NCUA under certificate #2959.
Learn more about credit unions here.

Is Palco Fcu FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Palco Fcu is insured by the NCUA.

Who can join Palco Fcu?

Please see Field of Membership information above for information on who is eligible to join.

What are Palco Fcu's share account and share certificate rates?

Palco Fcu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Palco Fcu?

Palco Fcu has total capital of $10.00 million. Full information on Palco Fcu's financial position is located above.

Who owns Palco Fcu?

Credit Unions are owned by their members.

Where are Palco Fcu branches located?

See branch locations nearby.

Are Palco Fcu ATMs Open 24/7?

Do Palco Fcu ATMs accept cash deposits?

Can Palco Fcu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Palco Fcu have a mobile app?

Does Palco Fcu have mobile deposit?

Does Palco Fcu have quick pay?

How can Palco Fcu transfer money to other banks or credit unions?

Does Palco Fcu report to credit bureaus?

Does Palco Fcu use Chexsystems?

Does Palco Fcu use Equifax?

What is Palco Fcu's toll free phone number?

What is Palco Fcu's ACH Routing Number?

What is Palco Fcu's SWIFT code?

Where can I find Palco Fcu's wire transfer form?

What is the Palco Fcu address for deposits?

What Products Does Palco Fcu Offer

Does Palco Fcu offer mortgages?

Compare mortgage rates here.

Does Palco Fcu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Palco Fcu offer auto and RV loans?

Compare auto loan rates here.

Does Palco Fcu offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Palco Fcu

There are currently no comments for Palco Fcu. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →