Columbia, SC 29202
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Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Palmetto Trust is an NCUA insured institution located in Columbia, SC. It was founded in 1953 and has approximately $17.74 millions in assets.

NCUA Insured Yes
Charter Number # # 9084
Date Established 1953
Assets $17.74 million
Loans $8.65 million
Deposits $16.32 million
Capital $1.38 million

Deposit Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

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Loan Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PALMETTO TRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

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Below are Palmetto Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Palmetto Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Palmetto Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Palmetto Trust U.S. Average
14.41% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Palmetto Trust had $212,640 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,383,507 in net worth and $92,468 in loans loss reserves. That gives it a Texas Ratio of 14.41%.

Net Worth
Palmetto Trust U.S. Average
7.8% 13.86%

Palmetto Trust FCU has a net worth of 7.8% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Palmetto Trust

Branches and Savings

What is Palmetto Trust?

A federal credit union, registered with the NCUA under certificate #9084.
Learn more about credit unions here.

Is Palmetto Trust FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Palmetto Trust?

Please see Field of Membership information above for information on who is eligible to join.

What are Palmetto Trust's share account and share certificate rates?

Palmetto Trust's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Palmetto Trust?

Palmetto Trust has total capital of $1.38 million. Full information on Palmetto Trust's financial position is located above.

Who owns Palmetto Trust?

Credit Unions are owned by their members.

Where are Palmetto Trust branches located?

See branch locations nearby.

Are Palmetto Trust ATMs Open 24/7?

Do Palmetto Trust ATMs accept cash deposits?

Can Palmetto Trust customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Palmetto Trust have a mobile app?

Does Palmetto Trust have mobile deposit?

Does Palmetto Trust have quick pay?

How can Palmetto Trust transfer money to other banks or credit unions?

Does Palmetto Trust report to credit bureaus?

Does Palmetto Trust use Chexsystems?

Does Palmetto Trust use Equifax?

What is Palmetto Trust's toll free phone number?

What is Palmetto Trust's ACH Routing Number?

What is Palmetto Trust's SWIFT code?

Where can I find Palmetto Trust's wire transfer form?

What is the Palmetto Trust address for deposits?

What Products Does Palmetto Trust Offer

Does Palmetto Trust offer mortgages?

Compare mortgage rates here.

Does Palmetto Trust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Palmetto Trust offer auto and RV loans?

Compare auto loan rates here.

Does Palmetto Trust offer student loans or personal loans?

Compare personal loan rates here.

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