P.O. BOX 26
Wellington, KS 67152
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 0.50% 1.05% →
2-Year CD 0.60% 1.11% →
5-Year CD 0.75% 1.56% →
30-Year Mortgage N.A. 2.88% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Panhandle is an NCUA insured institution located in Wellington, KS. It was founded in 1957 and has approximately $59.03 millions in assets.

NCUA Insured Yes
Charter Number # # 12033
Date Established 1957
Assets $59.03 million
Loans $21.70 million
Deposits $49.27 million
Capital $9.66 million

Field of Membership Restrictions

Membership is open to those who live, work or worship in Sumner County, Kansas.

Deposit Rates - August 14, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $10,000 $14,999 Learn More
3 Mo CD
0.10% $100,000 $199,999 Learn More
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.20% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.20% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.25% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.30% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.35% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 14, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PANHANDLE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Panhandle branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Panhandle Locations

Financial Details

Panhandle Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Panhandle. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Panhandle U.S. Average
0.91% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Panhandle had $82,064 in non-current loans and $6,694 in owned assets. To cover these potential losses it had $9,664,763 in net worth and $69,670 in loans loss reserves. That gives it a Texas Ratio of 0.91%.

Net Worth
Panhandle U.S. Average
16.37% 13.61%

Panhandle FCU has a net worth of 16.37% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Panhandle

Branches and Savings

What is Panhandle?

A federal credit union, registered with the NCUA under certificate #12033.
Learn more about credit unions here.

Is Panhandle FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Panhandle?

Please see Field of Membership information above for information on who is eligible to join.

What are Panhandle's share account and share certificate rates?

Panhandle's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Panhandle?

Panhandle has total capital of $9.66 million. Full information on Panhandle's financial position is located above.

Who owns Panhandle?

Credit Unions are owned by their members.

Where are Panhandle branches located?

See branch locations nearby.

Are Panhandle ATMs Open 24/7?

Do Panhandle ATMs accept cash deposits?

Can Panhandle customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Panhandle have a mobile app?

Does Panhandle have mobile deposit?

Does Panhandle have quick pay?

How can Panhandle transfer money to other banks or credit unions?

Does Panhandle report to credit bureaus?

Does Panhandle use Chexsystems?

Does Panhandle use Equifax?

What is Panhandle's toll free phone number?

What is Panhandle's ACH Routing Number?

What is Panhandle's SWIFT code?

Where can I find Panhandle's wire transfer form?

What is the Panhandle address for deposits?

What Products Does Panhandle Offer

Does Panhandle offer mortgages?

Compare mortgage rates here.

Does Panhandle offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Panhandle offer auto and RV loans?

Compare auto loan rates here.

Does Panhandle offer student loans or personal loans?

Compare personal loan rates here.

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