PANHANDLE EDUCATORS

2718 Martin Luther King Jr Blvd
Panama City, FL 32405

Notable Rates APY Vs.Others
Savings 0.15% 2.60% →
1-Year CD 1.50% 2.30% →
2-Year CD 1.75% 2.50% →
5-Year CD 2.15% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Panhandle Educators is an NCUA insured institution located in Panama City, FL. It was founded in 1957 and has approximately $264.27 millions in assets.

NCUA Insured Yes
Charter Number # # 11804
Date Established 1957
Assets $264.27 million
Loans $105.76 million
Deposits $231.59 million
Capital $28.25 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in the Greater Bay, Holmes, Jackson or Washington County.

Deposit Rates - November 15, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $24,999 Learn MoreShow Less
Money Market
0.35% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.45% $1,000 - Learn MoreShow Less
6 Mo CD
0.90% $1,000 - Learn MoreShow Less
12 Mo CD
1.50% $1,000 - Learn MoreShow Less
24 Mo CD
1.75% $1,000 - Learn MoreShow Less
36 Mo CD
1.85% $1,000 - Learn MoreShow Less
48 Mo CD
1.90% $1,000 - Learn MoreShow Less
60 Mo CD
2.15% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 - Learn MoreShow Less

Loan Rates - November 15, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PANHANDLE EDUCATORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.657% 3.625% 0.00 $1,012 $1,141 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.662% 3.625% 0.50 $1,150 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.536% 3.500% 0.50 $1,128 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to PANHANDLE EDUCATORS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Panhandle Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Panhandle Educators Locations


Financial Details

Panhandle Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Panhandle Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Panhandle Educators U.S. Average
3.46% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Panhandle Educators had $808,145 in non-current loans and $218,175 in owned assets. To cover these potential losses it had $28,250,335 in net worth and $1,416,344 in loans loss reserves. That gives it a Texas Ratio of 3.46%.

Net Worth
Panhandle Educators U.S. Average
10.68% 13.65%

Panhandle Educators FCU has a net worth of 10.68% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Panhandle Educators

Branches and Savings

What is Panhandle Educators?

A federal credit union, registered with the NCUA under certificate #11804.
Learn more about credit unions here.

Is Panhandle Educators FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Panhandle Educators?

Please see Field of Membership information above for information on who is eligible to join.

What are Panhandle Educators's share account and share certificate rates?

Panhandle Educators's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Panhandle Educators?

Panhandle Educators has total capital of $28.25 million. Full information on Panhandle Educators's financial position is located above.

Who owns Panhandle Educators?

Credit Unions are owned by their members.

Where are Panhandle Educators branches located?

See branch locations nearby.

Are Panhandle Educators ATMs Open 24/7?

Do Panhandle Educators ATMs accept cash deposits?

Can Panhandle Educators customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Panhandle Educators have a mobile app?

Does Panhandle Educators have mobile deposit?

Does Panhandle Educators have quick pay?

How can Panhandle Educators transfer money to other banks or credit unions?

Does Panhandle Educators report to credit bureaus?

Does Panhandle Educators use Chexsystems?

Does Panhandle Educators use Equifax?

What is Panhandle Educators's toll free phone number?

What is Panhandle Educators's ACH Routing Number?

What is Panhandle Educators's SWIFT code?

Where can I find Panhandle Educators's wire transfer form?

What is the Panhandle Educators address for deposits?

What Products Does Panhandle Educators Offer

Does Panhandle Educators offer mortgages?

Compare mortgage rates here.

Does Panhandle Educators offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Panhandle Educators offer auto and RV loans?

Compare auto loan rates here.

Does Panhandle Educators offer student loans or personal loans?

Compare personal loan rates here.

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