Park Community Federal Credit Union
Headquarters
P.o. Box 18630
Louisville, KY 402610630
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2024 Overview
General Credit Union Information
Park Community is an NCUA insured institution located in Louisville, KY. It was founded in 1955 and has approximately $618.65 millions in assets.
Who can join?
If you live, work, worship, volunteer, or attend school in the following areas, you are eligible to join:
• Louisville Metro, Ky – including Jefferson, Bullitt, Oldham, Trimble, Henry, Shelby, and Spencer Counties
• Richmond/Berea, KY – including Madison, Estill, and Jackson Counties
• Lexington, KY – including selected areas of Fayette and Clark Counties
• Indiana – including Floyd, Clark, and selected parts of Monroe Counties
• Decatur, AL – including selected areas of Morgan County
Family Eligibility
Eligibility is also extended to you if someone in your immediate family or household is currently a member or eligible to be a member of the credit union. Immediate family members include spouse, child, sibling, parent, grandparent, grandchild, stepparent, or stepchild. Adoptive relationships as well as living in the same household and maintaining a single economic unit with a current member will also make you eligible.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 10197 |
| Date Established | 1955 |
| Assets | $618.65 million |
| Loans | $434.78 million |
| Deposits | $546.04 million |
| Capital | $64.35 million |
Field of Membership Restrictions
Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Park Community
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Park Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,885 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Park Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Park Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
PARK COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Park Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Park Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Park Community | U.S. Average |
|---|---|
| 3.71% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Park Community had $2,481,133 in non-current loans and $0 in owned assets. To cover these potential losses it had $64,353,111 in net worth and $2,573,616 in loans loss reserves. That gives it a Texas Ratio of 3.71%.
Net Worth
| Park Community | U.S. Average |
|---|---|
| 10.4% | 13.62% |
Park Community FCU has a net worth of 10.4% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Park Community
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