PARK COMMUNITY

Headquarters

P.O. Box 18630
Louisville, KY 402610630
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Park Community is an NCUA insured institution located in Louisville, KY. It was founded in 1955 and has approximately $618.65 millions in assets.

Who can join?

If you live, work, worship, volunteer, or attend school in the following areas, you are eligible to join:

• Louisville Metro, Ky – including Jefferson, Bullitt, Oldham, Trimble, Henry, Shelby, and Spencer Counties

• Richmond/Berea, KY – including Madison, Estill, and Jackson Counties

• Lexington, KY – including selected areas of Fayette and Clark Counties

• Indiana – including Floyd, Clark, and selected parts of Monroe Counties

• Decatur, AL – including selected areas of Morgan County

Family Eligibility
Eligibility is also extended to you if someone in your immediate family or household is currently a member or eligible to be a member of the credit union. Immediate family members include spouse, child, sibling, parent, grandparent, grandchild, stepparent, or stepchild. Adoptive relationships as well as living in the same household and maintaining a single economic unit with a current member will also make you eligible.

NCUA Insured Yes
Charter Number # # 10197
Date Established 1955
Assets $618.65 million
Loans $434.78 million
Deposits $546.04 million
Capital $64.35 million
 

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.

Deposit Rates - December 4, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Park Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - December 4, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PARK COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.546% 2.500% 0.63 $1,502 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.683% 2.625% 0.63 $1,908 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to PARK COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Park Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Park Community Locations


Financial Details

Park Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Park Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Park Community U.S. Average
3.71% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Park Community had $2,481,133 in non-current loans and $0 in owned assets. To cover these potential losses it had $64,353,111 in net worth and $2,573,616 in loans loss reserves. That gives it a Texas Ratio of 3.71%.

Net Worth
Park Community U.S. Average
10.4% 13.61%

Park Community FCU has a net worth of 10.4% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Park Community

Branches and Savings

What is Park Community?

A federal credit union, registered with the NCUA under certificate #10197.
Learn more about credit unions here.

Is Park Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Park Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Park Community's share account and share certificate rates?

Park Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Park Community?

Park Community has total capital of $64.35 million. Full information on Park Community's financial position is located above.

Who owns Park Community?

Credit Unions are owned by their members.

Where are Park Community branches located?

See branch locations nearby.

Are Park Community ATMs Open 24/7?

Do Park Community ATMs accept cash deposits?

Can Park Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Park Community have a mobile app?

Does Park Community have mobile deposit?

Does Park Community have quick pay?

How can Park Community transfer money to other banks or credit unions?

Does Park Community report to credit bureaus?

Does Park Community use Chexsystems?

Does Park Community use Equifax?

What is Park Community's toll free phone number?

What is Park Community's ACH Routing Number?

What is Park Community's SWIFT code?

Where can I find Park Community's wire transfer form?

What is the Park Community address for deposits?

What Products Does Park Community Offer

Does Park Community offer mortgages?

Compare mortgage rates here.

Does Park Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Park Community offer auto and RV loans?

Compare auto loan rates here.

Does Park Community offer student loans or personal loans?

Compare personal loan rates here.

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