Park Community Credit Union, Inc.
2515 Blankenbaker Pkwy
Louisville, KY 40299
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2023 Overview
General Credit Union Information
Park Community Credit Union, Inc. is an NCUA insured institution located in Louisville, KY. It was founded in 1955 and has approximately $1180.95 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68644 |
| Date Established | 1955 |
| Assets | $1,180.95 million |
| Loans | $755.77 million |
| Deposits | $1,044.98 million |
| Capital | $113.15 million |
Field of Membership Restrictions
Deposit Rates - November 28, 2023
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.15% | $0 | - |
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|
Money Market
|
0.30% | $1,000 | $4,999 |
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|
Money Market
|
0.30% | $5,000 | $9,999 |
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|
Money Market
|
0.35% | $10,000 | $24,999 |
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|
Money Market
|
0.45% | $25,000 | $49,999 |
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|
Money Market
|
1.00% | $50,000 | $149,999 |
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|
Money Market
|
1.00% | $150,000 | $249,999 |
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|
|
Money Market
|
1.10% | $250,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Promotional 3-month term
|
3.50% | $500 | - |
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|
| 6 Mo CD
|
1.70% | $500 | - |
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| 12 Mo CD
|
2.15% | $500 | - |
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| 12 Mo CD
|
2.20% | $50,000 | - |
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|
| 18 Mo CD
|
2.25% | $500 | - |
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|
| 24 Mo CD
|
2.30% | $500 | - |
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|
| 24 Mo CD
|
2.35% | $50,000 | - |
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|
| 36 Mo CD
|
2.45% | $500 | - |
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| 36 Mo CD
|
2.50% | $50,000 | - |
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| 48 Mo CD
|
2.50% | $500 | - |
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| 48 Mo CD
|
2.55% | $50,000 | - |
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|
| 60 Mo CD
|
2.60% | $500 | - |
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| 60 Mo CD
|
2.65% | $50,000 | - |
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|
Loan Rates - November 28, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Park Community Credit Union, Inc.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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NMLS ID: Not a Lender |
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Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Park Community Credit Union, Inc.
To upload and update your bank's rates please register.
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Branches
Below are Park Community Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
PARK COMMUNITY CREDIT UNION, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Park Community Credit Union, Inc. Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Park Community Credit Union, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Park Community Credit Union, Inc. | U.S. Average |
|---|---|
| 2.00% | 4.93 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2023, Park Community Credit Union, Inc. had $2,049,646 in non-current loans and $331,144 in owned assets. To cover these potential losses it had $113,153,270 in net worth and $6,173,411 in loans loss reserves. That gives it a Texas Ratio of 2.00%.
Net Worth
| Park Community Credit Union, Inc. | U.S. Average |
|---|---|
| 9.58% | 13.17% |
Park Community Credit Union, Inc. FCU has a net worth of 9.58% versus the BestCashCow average of 13.17. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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