Park Community Credit Union, Inc.

Headquarters

2515 Blankenbaker Pkwy
Louisville, KY 40299
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Notable Rates	APY	Vs.Others
Savings	0.15%	4.66% →
1-Year CD	2.20%	4.59% →
2-Year CD	2.35%	4.25% →
5-Year CD	2.65%	4.20% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2025 Overview

General Credit Union Information

Park Community Credit Union, Inc. is an NCUA insured institution located in Louisville, KY. It was founded in 1955 and has approximately $1180.95 millions in assets.


NCUA Insured	Yes / State-Chartered
Charter Number #	# 68644
Date Established	1955
Assets	$1,180.95 million
Loans	$755.77 million
Deposits	$1,044.98 million
Capital	$113.15 million

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.

Deposit Rates - July 31, 2025

Your Current Location: Indiana, IN 10007

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
SAV	0.15%	$0	-	Learn More Reviews
Money Market	0.30%	$1,000	$4,999	Learn More Reviews
Money Market	0.30%	$5,000	$9,999	Learn More Reviews
Money Market	0.35%	$10,000	$24,999	Learn More Reviews
Money Market	0.45%	$25,000	$49,999	Learn More Reviews
Money Market	1.00%	$50,000	$149,999	Learn More Reviews
Money Market	1.00%	$150,000	$249,999	Learn More Reviews
Money Market	1.10%	$250,000	-	Learn More Reviews

CD Rates (Share Certificate Rates)	APY	MIN	MAX
Promotional 3-month term	3.50%	$500	-	Learn More Reviews
6 Mo CD	1.70%	$500	-	Learn More Reviews
12 Mo CD	2.15%	$500	-	Learn More Reviews
12 Mo CD	2.20%	$50,000	-	Learn More Reviews
18 Mo CD	2.25%	$500	-	Learn More Reviews
24 Mo CD	2.30%	$500	-	Learn More Reviews
24 Mo CD	2.35%	$50,000	-	Learn More Reviews
36 Mo CD	2.45%	$500	-	Learn More Reviews
36 Mo CD	2.50%	$50,000	-	Learn More Reviews
48 Mo CD	2.50%	$500	-	Learn More Reviews
48 Mo CD	2.55%	$50,000	-	Learn More Reviews
60 Mo CD	2.60%	$500	-	Learn More Reviews
60 Mo CD	2.65%	$50,000	-	Learn More Reviews

Loan Rates - July 31, 2025

Your Current Location: Indiana, IN 10007

There are currently no loan rates available for Park Community Credit Union, Inc.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Indiana 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1025894	6.586%	6.490%	0.75	$3,225	$2,021	Learn More
NMLS ID: 401822	6.632%	6.500%	0.75	$4,395	$2,023	Learn More
NMLS ID: 3030						Learn More
NMLS ID: 491986						Learn More

See More Mortgage Rates →

Featured - Indiana Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 6x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply
Achieve Loans See Table	Intro APR 10.375 % After Intro: 10.375 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements; offer APRs may include a discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month and can fluctuate during the draw period. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. Combined loan-to-value ratio may not exceed 80% (20 and 30 year debt consolidation requests may not exceed 75%), including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Equal Housing Opportunity. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

See More Home Equity Rates →

Note to Park Community Credit Union, Inc.
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Branches

Below are Park Community Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Crawfordsville,Indiana

Park Community Credit Union, Inc. Locations around zip code 10007

Branch	Distance	Map	View Lobby Hours
New Albany Office	130.57	A	View Lobby Hours
Clarksville Office	132.31	B	View Lobby Hours
515 Office	136.77	C	View Lobby Hours
Dixie Office	142.19	D	View Lobby Hours
Blankenbaker Branch	145.06	E	View Lobby Hours
Fern Valley Rd Office	145.48	F	View Lobby Hours
Hillview Office	150.30	G	View Lobby Hours
Shepherdsville Office	154.23	H	View Lobby Hours
Beaumont Branch	186.45	I	View Lobby Hours
Richmond Office	210.92	J	View Lobby Hours
Berea Office	217.75	K	View Lobby Hours
Decatur Office	376.00	L	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

PARK COMMUNITY CREDIT UNION, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Park Community Credit Union, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Park Community Credit Union, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Park Community Credit Union, Inc.	U.S. Average
2.00%	6.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2025, Park Community Credit Union, Inc. had $2,049,646 in non-current loans and $331,144 in owned assets. To cover these potential losses it had $113,153,270 in net worth and $6,173,411 in loans loss reserves. That gives it a Texas Ratio of 2.00%.

Net Worth

Park Community Credit Union, Inc.	U.S. Average
9.58%	14.12%

Park Community Credit Union, Inc. FCU has a net worth of 9.58% versus the BestCashCow average of 14.12. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Park Community Credit Union, Inc.

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