Park Community Credit Union, Inc.

Headquarters

2515 Blankenbaker Pkwy
Louisville, KY 40299
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 2.55% →
1-Year CD 0.60% 2.80% →
2-Year CD 0.75% 3.20% →
5-Year CD 0.85% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Park Community Credit Union, Inc. is an NCUA insured institution located in Louisville, KY. It was founded in 1955 and has approximately $1180.95 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68644
Date Established 1955
Assets $1,180.95 million
Loans $755.77 million
Deposits $1,044.98 million
Capital $113.15 million
 

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.

Deposit Rates - August 13, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.85% $100,000 $199,999 Learn More

Loan Rates - August 13, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for PARK COMMUNITY CREDIT UNION, INC.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
JWH Financial, Inc
NMLS ID: 1433621
4.637% 4.500% 0.38 $4,032 $1,267 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
4.851% 4.750% 0.75 $2,920 $1,305 Learn More
Morty, Inc.
NMLS ID: 1429243
4.697% 4.625% 0.88 $2,098 $1,286 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to PARK COMMUNITY CREDIT UNION, INC.
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Park Community Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Park Community Credit Union, Inc. Locations



Climate Initiatives

PARK COMMUNITY CREDIT UNION, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Park Community Credit Union, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Park Community Credit Union, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Park Community Credit Union, Inc. U.S. Average
2.00% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Park Community Credit Union, Inc. had $2,049,646 in non-current loans and $331,144 in owned assets. To cover these potential losses it had $113,153,270 in net worth and $6,173,411 in loans loss reserves. That gives it a Texas Ratio of 2.00%.

Net Worth
Park Community Credit Union, Inc. U.S. Average
9.58% 12.28%

Park Community Credit Union, Inc. FCU has a net worth of 9.58% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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