1495 E Nine Mile Road
Pensacola, FL 32514
See all branch locations →
ACH 263281695
Penair is an NCUA insured institution located in Pensacola, FL. It was founded in 1936 and has approximately $2752.83 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68734 |
| Date Established | 1936 |
| Assets | $2,752.83 million |
| Loans | $1,647.22 million |
| Deposits | $2,382.59 million |
| Capital | $318.12 million |
Your Current Location: Arizona, AZ 85001
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $25 | $4,999 |
Learn More
|
| Savings
|
0.10% | $5,000 | $24,999 |
Learn More
|
| Savings
|
0.30% | $25,000 | $74,999 |
Learn More
|
| Savings
|
0.30% | $75,000 | - |
Learn More
|
|
Money Market
|
1.75% | $2,500 | $24,999 |
Learn More
|
|
Money Market
|
1.75% | $25,000 | $74,999 |
Learn More
|
|
Money Market
|
1.75% | $75,000 | $199,999 |
Learn More
|
|
Money Market
|
1.75% | $200,000 | - |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month
|
2.20% | $500 | - |
Learn More
|
| 6 Month
|
2.20% | $500 | - |
Learn More
|
| 12 Month
|
2.20% | $500 | - |
Learn More
|
| 15 Month Add-On
|
4.11% | $500 | - |
Learn More
|
| 18 Month
|
4.11% | $500 | - |
Learn More
|
| 24 Month
|
4.11% | $500 | - |
Learn More
|
| 36 Month
|
2.35% | $500 | - |
Learn More
|
| 48 Month
|
2.35% | $500 | - |
Learn More
|
| 60 Month
|
2.40% | $500 | - |
Learn More
|
Your Current Location: Arizona, AZ 85001
There are currently no loan rates available for Penair
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Penair
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Penair branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Phoenix,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1723.53 | A | View Lobby Hours |
PENAIR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your Google account
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Penair. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Penair | U.S. Average |
|---|---|
| 8.22% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Penair had $23,366,971 in non-current loans and $3,945,350 in owned assets. To cover these potential losses it had $318,118,305 in net worth and $14,049,627 in loans loss reserves. That gives it a Texas Ratio of 8.22%.
| Penair | U.S. Average |
|---|---|
| 11.56% | 14.48% |
Penair FCU has a net worth of 11.56% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Copyright © 2026 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions • AI Policy • Privacy Policy + CCPA
Disclosure Governing Your Use of this Website | Advertising Disclosure
Last Update on September 6, 2026
This page was created in 0.7063 seconds.
Customer Reviews for Penair
There are currently no comments for PENAIR. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your Google account
or use your BestCashCow account