Pennsylvania Central


959 East Park Drive
Harrisburg, PA 17111
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.55% 0.80% →
2-Year CD 0.75% 0.80% →
5-Year CD 1.26% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Pennsylvania Central is an NCUA insured institution located in Harrisburg, PA. It was founded in 1938 and has approximately $85.97 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2625
Date Established 1938
Assets $85.97 million
Loans $64.72 million
Deposits $78.20 million
Capital $6.65 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or conduct business in Dauphin, Cumberland, or Lebanon Counties and to immediate family of current members.

Deposit Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More

Loan Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PENNSYLVANIA CENTRAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.836% 2.750% 0.13 $2,812 $1,021 Learn More
The Union Bank Company
NMLS ID: 433131
2.936% 2.875% 0.38 $2,002 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Pennsylvania Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Pennsylvania Central Locations

Financial Details

Pennsylvania Central Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pennsylvania Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pennsylvania Central U.S. Average
5.89% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Pennsylvania Central had $396,268 in non-current loans and $3,173 in owned assets. To cover these potential losses it had $6,654,942 in net worth and $124,009 in loans loss reserves. That gives it a Texas Ratio of 5.89%.

Net Worth
Pennsylvania Central U.S. Average
7.74% 12.20%

Pennsylvania Central FCU has a net worth of 7.74% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pennsylvania Central

Branches and Savings

What is Pennsylvania Central?

A federal credit union, registered with the NCUA under certificate #2625.
Learn more about credit unions here.

Is Pennsylvania Central FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Pennsylvania Central is insured by the NCUA.

Who can join Pennsylvania Central?

Please see Field of Membership information above for information on who is eligible to join.

What are Pennsylvania Central's share account and share certificate rates?

Pennsylvania Central's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pennsylvania Central?

Pennsylvania Central has total capital of $6.65 million. Full information on Pennsylvania Central's financial position is located above.

Who owns Pennsylvania Central?

Credit Unions are owned by their members.

Where are Pennsylvania Central branches located?

See branch locations nearby.

Are Pennsylvania Central ATMs Open 24/7?

Do Pennsylvania Central ATMs accept cash deposits?

Can Pennsylvania Central customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pennsylvania Central have a mobile app?

Does Pennsylvania Central have mobile deposit?

Does Pennsylvania Central have quick pay?

How can Pennsylvania Central transfer money to other banks or credit unions?

Does Pennsylvania Central report to credit bureaus?

Does Pennsylvania Central use Chexsystems?

Does Pennsylvania Central use Equifax?

What is Pennsylvania Central's toll free phone number?

What is Pennsylvania Central's ACH Routing Number?

What is Pennsylvania Central's SWIFT code?

Where can I find Pennsylvania Central's wire transfer form?

What is the Pennsylvania Central address for deposits?

What Products Does Pennsylvania Central Offer

Does Pennsylvania Central offer mortgages?

Compare mortgage rates here.

Does Pennsylvania Central offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pennsylvania Central offer auto and RV loans?

Compare auto loan rates here.

Does Pennsylvania Central offer student loans or personal loans?

Compare personal loan rates here.

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