PENNSYLVANIA CENTRAL
959 EAST PARK DRIVE
Harrisburg, PA 17111
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2020 Overview
General Credit Union Information
Pennsylvania Central is an NCUA insured institution located in Harrisburg, PA. It was founded in 1938 and has approximately $72.27 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 2625 |
| Date Established | 1938 |
| Assets | $72.27 million |
| Loans | $52.23 million |
| Deposits | $64.90 million |
| Capital | $6.66 million |
Field of Membership Restrictions
Deposit Rates - November 26, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 3 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
Loan Rates - November 26, 2020
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for PENNSYLVANIA CENTRAL
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.557% | 2.500% | 0.75 | $1,872 | $988 | Learn More |
|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to PENNSYLVANIA CENTRAL
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Branches
Below are Pennsylvania Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Pennsylvania Central Locations
Financial Details
Pennsylvania Central Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Pennsylvania Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Pennsylvania Central | U.S. Average |
|---|---|
| 6.76% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Pennsylvania Central had $458,839 in non-current loans and $3,173 in owned assets. To cover these potential losses it had $6,660,654 in net worth and $177,110 in loans loss reserves. That gives it a Texas Ratio of 6.76%.
Net Worth
| Pennsylvania Central | U.S. Average |
|---|---|
| 9.21% | 13.61% |
Pennsylvania Central FCU has a net worth of 9.21% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Pennsylvania Central
Branches and Savings
What is Pennsylvania Central?
A federal credit union, registered with the NCUA under certificate #2625.
Learn more about credit unions here.
Is Pennsylvania Central FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Pennsylvania Central?
Please see Field of Membership information above for information on who is eligible to join.
How big is Pennsylvania Central?
Pennsylvania Central has total capital of $6.66 million. Full information on Pennsylvania Central's financial position is located above.
Who owns Pennsylvania Central?
Credit Unions are owned by their members.
Where are Pennsylvania Central branches located?
See branch locations nearby.
Are Pennsylvania Central ATMs Open 24/7?
Do Pennsylvania Central ATMs accept cash deposits?
Can Pennsylvania Central customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Pennsylvania Central have a mobile app?
Does Pennsylvania Central have mobile deposit?
Does Pennsylvania Central have quick pay?
How can Pennsylvania Central transfer money to other banks or credit unions?
Does Pennsylvania Central report to credit bureaus?
Does Pennsylvania Central use Chexsystems?
Does Pennsylvania Central use Equifax?
What is Pennsylvania Central's toll free phone number?
What is Pennsylvania Central's ACH Routing Number?
What is Pennsylvania Central's SWIFT code?
Where can I find Pennsylvania Central's wire transfer form?
What is the Pennsylvania Central address for deposits?
What Products Does Pennsylvania Central Offer
Does Pennsylvania Central offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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