Pennsylvania Central Federal Credit Union
959 East Park Drive
Harrisburg, PA 17111
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2022 Overview
General Credit Union Information
Pennsylvania Central is an NCUA insured institution located in Harrisburg, PA. It was founded in 1938 and has approximately $85.51 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2625 |
| Date Established | 1938 |
| Assets | $85.51 million |
| Loans | $62.97 million |
| Deposits | $78.12 million |
| Capital | $6.66 million |
Field of Membership Restrictions
Deposit Rates - June 26, 2022
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
Loan Rates - June 26, 2022
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for PENNSYLVANIA CENTRAL
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
6.106% | 5.990% | 0.75 | $3,125 | $1,498 | Learn More |
NMLS ID: 503941 |
5.853% | 5.750% | 0.63 | $2,880 | $1,459 | Learn More |
NMLS ID: 330511 |
5.575% | 5.500% | 0.88 | $2,078 | $1,420 | Learn More |
NMLS ID: 1429243 |
5.186% | 5.125% | 0.75 | $1,728 | $1,362 | Learn More |
Note to PENNSYLVANIA CENTRAL
To upload and update your bank's rates please register.
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Branches
Below are Pennsylvania Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Climate Initiatives
PENNSYLVANIA CENTRAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Pennsylvania Central Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Pennsylvania Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Pennsylvania Central | U.S. Average |
|---|---|
| 10.80% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, Pennsylvania Central had $717,977 in non-current loans and $21,187 in owned assets. To cover these potential losses it had $6,659,530 in net worth and $183,549 in loans loss reserves. That gives it a Texas Ratio of 10.80%.
Net Worth
| Pennsylvania Central | U.S. Average |
|---|---|
| 7.78% | 12.36% |
Pennsylvania Central FCU has a net worth of 7.78% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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