PENNSYLVANIA STATE EMPLOYEES

Headquarters

PO BOX 67013
Harrisburg, PA 17106
See all branch locations →

Phone 1-717-234-8484

Notable Rates APY Vs.Others
Savings N.A. 1.60% →
1-Year CD N.A. 1.55% →
2-Year CD N.A. 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage 3.74% 3.09% →
15-Year Mortgage 3.34% 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Pennsylvania State Employees is an NCUA insured institution located in Harrisburg, PA. It was founded in 1933 and has approximately $5581.21 millions in assets.

Who can join?

You are eligible for membership at PSECU if any of the following apply to you:

You are a family member of a PSECU member (related by blood, law, or residing in the same household as a current member).

Your employer, school or association offers PSECU membership as a benefit. To check see if this applies, you may use the search below:

Who is your employer, association or college?
Check with site
http://www.psecu.com/join/?elig=1

NCUA Insured Yes
Charter Number # # 64131
Date Established 1933
Assets $5,581.21 million
Loans $4,515.52 million
Deposits $4,910.88 million
Capital $637.31 million
 

Field of Membership Restrictions

Membership in Pennsylvania State Employees Credit Union is open to Pennsylvania residents who are members of Pennsylvania Recreation & Parks Society ($20 membership fee). Membership is also open to Pennsylvania state or local government employees, municipality or school district employees, students, faculty, staff and alumni of universities in the Pennsylvania State System, and over 1,000 Select Employer Groups.

Deposit Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Pennsylvania State Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Pennsylvania State Employees

Note to Pennsylvania State Employees
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Loan Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.49% 2.49% $721.42
4 Year 3.49% 3.49% $558.79
5 Year 3.49% 3.49% $454.68
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Pennsylvania State Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Pennsylvania State Employees Locations


Financial Details

Pennsylvania State Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pennsylvania State Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pennsylvania State Employees U.S. Average
5.24% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Pennsylvania State Employees had $34,612,602 in non-current loans and $1,119,870 in owned assets. To cover these potential losses it had $637,312,314 in net worth and $44,528,994 in loans loss reserves. That gives it a Texas Ratio of 5.24%.

Net Worth
Pennsylvania State Employees U.S. Average
11.41% 13.86%

Pennsylvania State Employees FCU has a net worth of 11.41% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pennsylvania State Employees

Branches and Savings

What is Pennsylvania State Employees?

A federal credit union, registered with the NCUA under certificate #64131.
Learn more about credit unions here.

Is Pennsylvania State Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pennsylvania State Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Pennsylvania State Employees's share account and share certificate rates?

Pennsylvania State Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pennsylvania State Employees?

Pennsylvania State Employees has total capital of $637.31 million. Full information on Pennsylvania State Employees's financial position is located above.

Who owns Pennsylvania State Employees?

Credit Unions are owned by their members.

Where are Pennsylvania State Employees branches located?

See branch locations nearby.

Are Pennsylvania State Employees ATMs Open 24/7?

Do Pennsylvania State Employees ATMs accept cash deposits?

Can Pennsylvania State Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pennsylvania State Employees have a mobile app?

Does Pennsylvania State Employees have mobile deposit?

Does Pennsylvania State Employees have quick pay?

How can Pennsylvania State Employees transfer money to other banks or credit unions?

Does Pennsylvania State Employees report to credit bureaus?

Does Pennsylvania State Employees use Chexsystems?

Does Pennsylvania State Employees use Equifax?

What is Pennsylvania State Employees's toll free phone number?

What is Pennsylvania State Employees's ACH Routing Number?

What is Pennsylvania State Employees's SWIFT code?

Where can I find Pennsylvania State Employees's wire transfer form?

What is the Pennsylvania State Employees address for deposits?

What Products Does Pennsylvania State Employees Offer

Does Pennsylvania State Employees offer mortgages?

Compare mortgage rates here.

Does Pennsylvania State Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pennsylvania State Employees offer auto and RV loans?

Compare auto loan rates here.

Does Pennsylvania State Employees offer student loans or personal loans?

Compare personal loan rates here.

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