2141 Downyflake Ln
Allentown, PA 18103


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6885
Date Established 1950
Assets $603.91 million
Loans $387.01 million
Deposits $565.17 million
Capital $48.68 million

People First is an NCUA insured institution located in Allentown, PA. It was founded in 1950 and has approximately $603.91 millions in assets.

Who can join?

If you live, work, worship or attend school in Lehigh or Northampton Counties you may be eligible for membership in People First.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lehigh or Northampton counties in Pennsylvania.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $74,999 Learn MoreShow Less
Fixed IRA
1.25% $500 - Learn MoreShow Less
Special: 8 Mo FIRA
2.00% $500 - Learn MoreShow Less
Special: 15 Mo FIRA
2.25% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $500 - Learn MoreShow Less
Special: 8 Mo CD
2.00% $500 - Learn MoreShow Less
12 Mo CD
1.25% $500 - Learn MoreShow Less
Special: 15 Mo CD
2.25% $500 - Learn MoreShow Less
18 Mo CD
1.35% $500 - Learn MoreShow Less
24 Mo CD
1.50% $500 - Learn MoreShow Less
30 Mo CD
1.55% $500 - Learn MoreShow Less
36 Mo CD
1.65% $500 - Learn MoreShow Less
48 Mo CD
1.70% $500 - Learn MoreShow Less
60 Mo CD
2.35% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.15% $1 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PEOPLE FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
3.641% 3.625% 0.25 $502 $1,141 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.517% 3.500% 0.25 $525 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are People First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

People First Locations

Financial Details

People First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of People First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
People First U.S. Average
7.12% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, People First had $3,636,934 in non-current loans and $11,100 in owned assets. To cover these potential losses it had $48,676,963 in net worth and $2,573,933 in loans loss reserves. That gives it a Texas Ratio of 7.12%.

Net Worth
People First U.S. Average
8.06% 13.47%

People First FCU has a net worth of 8.06% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About People First

Branches and Savings

What is People First?

A federal credit union, registered with the NCUA under certificate #6885.
Learn more about credit unions here.

Is People First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join People First?

Please see Field of Membership information above for information on who is eligible to join.

What are People First's share account and share certificate rates?

People First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is People First?

People First has total capital of $48.68 million. Full information on People First's financial position is located above.

Who owns People First?

Credit Unions are owned by their members.

Where are People First branches located?

See branch locations nearby.

Are People First ATMs Open 24/7?

Do People First ATMs accept cash deposits?

Can People First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does People First have a mobile app?

Does People First have mobile deposit?

Does People First have quick pay?

How can People First transfer money to other banks or credit unions?

Does People First report to credit bureaus?

Does People First use Chexsystems?

Does People First use Equifax?

What is People First's toll free phone number?

What is People First's ACH Routing Number?

What is People First's SWIFT code?

Where can I find People First's wire transfer form?

What is the People First address for deposits?

What Products Does People First Offer

Does People First offer mortgages?

Compare mortgage rates here.

Does People First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does People First offer auto and RV loans?

Compare auto loan rates here.

Does People First offer student loans or personal loans?

Compare personal loan rates here.

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