Peoples Credit Union


125 Main St
Springfield, CO 81073
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.61% 4.01% →
1-Year CD N.A. 4.65% →
2-Year CD N.A. 4.73% →
5-Year CD N.A. 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Peoples is an NCUA insured institution located in Springfield, CO. It was founded in 1956 and has approximately $66.92 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 66155
Date Established 1956
Assets $66.92 million
Loans $45.70 million
Deposits $55.43 million
Capital $11.31 million

Field of Membership Restrictions

Membership is open to those in Morton, Baca, Stanton, Prowers, Bent, Otero and Las Animas Counties in Colorado.

Deposit Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.61% $2,500 $4,999 Learn More
Money Market
0.80% $2,500 - Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.30% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PEOPLES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

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Peoples Locations

Climate Initiatives

PEOPLES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Peoples Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peoples. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Peoples U.S. Average
6.08% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Peoples had $216,334 in non-current loans and $500,408 in owned assets. To cover these potential losses it had $11,306,659 in net worth and $478,706 in loans loss reserves. That gives it a Texas Ratio of 6.08%.

Net Worth
Peoples U.S. Average
16.9% 12.40%

Peoples FCU has a net worth of 16.9% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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