PEOPLES ADVANTAGE

Headquarters

P O BOX 3180
Petersburg, VA 23805
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Peoples Advantage is an NCUA insured institution located in Petersburg, VA. It was founded in 1966 and has approximately $70.74 millions in assets.

NCUA Insured Yes
Charter Number # # 17464
Date Established 1966
Assets $70.74 million
Loans $51.47 million
Deposits $64.89 million
Capital $8.57 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship volunteer, attend school in, or businesses and other legal entities located in the Counties of Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, Louisa, New Kent, Powhatan, Prince George, and Sussex; and the Independent Cities of Colonial Heights, Hopewell, Petersburg, and Richmond.

Deposit Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Peoples Advantage

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PEOPLES ADVANTAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to PEOPLES ADVANTAGE
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Branches

Below are Peoples Advantage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Peoples Advantage Locations


Financial Details

Peoples Advantage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peoples Advantage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Peoples Advantage U.S. Average
13.85% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Peoples Advantage had $1,197,364 in non-current loans and $110,202 in owned assets. To cover these potential losses it had $8,574,964 in net worth and $868,829 in loans loss reserves. That gives it a Texas Ratio of 13.85%.

Net Worth
Peoples Advantage U.S. Average
12.12% 13.86%

Peoples Advantage FCU has a net worth of 12.12% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Peoples Advantage

Branches and Savings

What is Peoples Advantage?

A federal credit union, registered with the NCUA under certificate #17464.
Learn more about credit unions here.

Is Peoples Advantage FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Peoples Advantage?

Please see Field of Membership information above for information on who is eligible to join.

What are Peoples Advantage's share account and share certificate rates?

Peoples Advantage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Peoples Advantage?

Peoples Advantage has total capital of $8.57 million. Full information on Peoples Advantage's financial position is located above.

Who owns Peoples Advantage?

Credit Unions are owned by their members.

Where are Peoples Advantage branches located?

See branch locations nearby.

Are Peoples Advantage ATMs Open 24/7?

Do Peoples Advantage ATMs accept cash deposits?

Can Peoples Advantage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Peoples Advantage have a mobile app?

Does Peoples Advantage have mobile deposit?

Does Peoples Advantage have quick pay?

How can Peoples Advantage transfer money to other banks or credit unions?

Does Peoples Advantage report to credit bureaus?

Does Peoples Advantage use Chexsystems?

Does Peoples Advantage use Equifax?

What is Peoples Advantage's toll free phone number?

What is Peoples Advantage's ACH Routing Number?

What is Peoples Advantage's SWIFT code?

Where can I find Peoples Advantage's wire transfer form?

What is the Peoples Advantage address for deposits?

What Products Does Peoples Advantage Offer

Does Peoples Advantage offer mortgages?

Compare mortgage rates here.

Does Peoples Advantage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Peoples Advantage offer auto and RV loans?

Compare auto loan rates here.

Does Peoples Advantage offer student loans or personal loans?

Compare personal loan rates here.

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