People's First


P.o. Box 170280
Tarrant, AL 35217
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

People's First is an NCUA insured institution located in Tarrant, AL. It was founded in 1936 and has approximately $3.13 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1610
Date Established 1936
Assets $3.13 million
Loans $2.32 million
Deposits $2.78 million
Capital $0.34 million

Deposit Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for People's First

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Loan Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PEOPLE'S FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.530% 2.500% 0.38 $995 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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After Intro: 3.750 %
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2.240 %
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BMO Harris Bank
BMO Harris Bank
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1.790 %
After Intro: 4.840 %
Intro Period: 6 months
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To upload and update your bank's rates please register. It is free to register and add rates.



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People's First Locations

Financial Details

People's First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of People's First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
People's First U.S. Average
1.74% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, People's First had $6,237 in non-current loans and $2 in owned assets. To cover these potential losses it had $335,964 in net worth and $22,530 in loans loss reserves. That gives it a Texas Ratio of 1.74%.

Net Worth
People's First U.S. Average
10.73% 12.20%

People's First FCU has a net worth of 10.73% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About People's First

Branches and Savings

What is People's First?

A federal credit union, registered with the NCUA under certificate #1610.
Learn more about credit unions here.

Is People's First FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. People's First is insured by the NCUA.

Who can join People's First?

Please see Field of Membership information above for information on who is eligible to join.

What are People's First's share account and share certificate rates?

People's First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is People's First?

People's First has total capital of $0.34 million. Full information on People's First's financial position is located above.

Who owns People's First?

Credit Unions are owned by their members.

Where are People's First branches located?

See branch locations nearby.

Are People's First ATMs Open 24/7?

Do People's First ATMs accept cash deposits?

Can People's First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does People's First have a mobile app?

Does People's First have mobile deposit?

Does People's First have quick pay?

How can People's First transfer money to other banks or credit unions?

Does People's First report to credit bureaus?

Does People's First use Chexsystems?

Does People's First use Equifax?

What is People's First's toll free phone number?

What is People's First's ACH Routing Number?

What is People's First's SWIFT code?

Where can I find People's First's wire transfer form?

What is the People's First address for deposits?

What Products Does People's First Offer

Does People's First offer mortgages?

Compare mortgage rates here.

Does People's First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does People's First offer auto and RV loans?

Compare auto loan rates here.

Does People's First offer student loans or personal loans?

Compare personal loan rates here.

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