Peoples Transport


136 W. Kings Hwy
Mount Ephraim, NJ 08059
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Peoples Transport is an NCUA insured institution located in Mount Ephraim, NJ. It was founded in 1959 and has approximately $12.32 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12956
Date Established 1959
Assets $12.32 million
Loans $5.15 million
Deposits $10.97 million
Capital $1.34 million

Deposit Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PEOPLES TRANSPORT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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3.226% 3.125% 1.00 $3,208 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Below are Peoples Transport branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Peoples Transport Locations

Financial Details

Peoples Transport Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peoples Transport. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Peoples Transport U.S. Average
1.41% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Peoples Transport had $8,617 in non-current loans and $14,150 in owned assets. To cover these potential losses it had $1,340,194 in net worth and $276,156 in loans loss reserves. That gives it a Texas Ratio of 1.41%.

Net Worth
Peoples Transport U.S. Average
10.87% 12.67%

Peoples Transport FCU has a net worth of 10.87% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Peoples Transport

Branches and Savings

What is Peoples Transport?

A federal credit union, registered with the NCUA under certificate #12956.
Learn more about credit unions here.

Is Peoples Transport FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Peoples Transport is insured by the NCUA.

Who can join Peoples Transport?

Please see Field of Membership information above for information on who is eligible to join.

What are Peoples Transport's share account and share certificate rates?

Peoples Transport's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Peoples Transport?

Peoples Transport has total capital of $1.34 million. Full information on Peoples Transport's financial position is located above.

Who owns Peoples Transport?

Credit Unions are owned by their members.

Where are Peoples Transport branches located?

See branch locations nearby.

Are Peoples Transport ATMs Open 24/7?

Do Peoples Transport ATMs accept cash deposits?

Can Peoples Transport customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Peoples Transport have a mobile app?

Does Peoples Transport have mobile deposit?

Does Peoples Transport have quick pay?

How can Peoples Transport transfer money to other banks or credit unions?

Does Peoples Transport report to credit bureaus?

Does Peoples Transport use Chexsystems?

Does Peoples Transport use Equifax?

What is Peoples Transport's toll free phone number?

What is Peoples Transport's ACH Routing Number?

What is Peoples Transport's SWIFT code?

Where can I find Peoples Transport's wire transfer form?

What is the Peoples Transport address for deposits?

What Products Does Peoples Transport Offer

Does Peoples Transport offer mortgages?

Compare mortgage rates here.

Does Peoples Transport offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Peoples Transport offer auto and RV loans?

Compare auto loan rates here.

Does Peoples Transport offer student loans or personal loans?

Compare personal loan rates here.

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