Peoples Transport Federal Credit Union

Headquarters

136 W. Kings Hwy
Mount Ephraim, NJ 08059
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Peoples Transport is an NCUA insured institution located in Mount Ephraim, NJ. It was founded in 1959 and has approximately $11.63 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12956
Date Established 1959
Assets $11.63 million
Loans $6.86 million
Deposits $10.43 million
Capital $1.19 million
 

Deposit Rates - September 29, 2026

Your Current Location: Wisconsin, WI

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Loan Rates - September 29, 2026

Your Current Location: Wisconsin, WI

There are currently no loan rates available for Peoples Transport

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Peoples Transport branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Oak Creek,Wisconsin


Peoples Transport Locations




Climate Policy and Initiatives

PEOPLES TRANSPORT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Peoples Transport Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peoples Transport. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Peoples Transport U.S. Average
3.81% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Peoples Transport had $39,012 in non-current loans and $14,150 in owned assets. To cover these potential losses it had $1,185,079 in net worth and $209,225 in loans loss reserves. That gives it a Texas Ratio of 3.81%.

Net Worth
Peoples Transport U.S. Average
10.19% 14.48%

Peoples Transport FCU has a net worth of 10.19% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Peoples Transport

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