PFCU

Headquarters

9077 CHARLOTTE HWY
Portland, MI 48875
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.55% →
1-Year CD 0.70% 1.35% →
2-Year CD 0.80% 1.45% →
5-Year CD 1.10% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Pfcu is an NCUA insured institution located in Portland, MI. It was founded in 1947 and has approximately $567.7 millions in assets.

NCUA Insured Yes
Charter Number # # 68690
Date Established 1947
Assets $567.70 million
Loans $399.73 million
Deposits $492.31 million
Capital $63.27 million
 

Deposit Rates - June 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $100 - Learn More
Money Market
0.20% $2,500 $9,999 Learn More
Money Market
0.25% $10,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $1,000 - Learn More
12 Mo CD
0.70% $1,000 - Learn More
18 Mo CD
0.70% $1,000 - Learn More
24 Mo CD
0.80% $1,000 - Learn More
30 Mo CD
0.80% $1,000 - Learn More
36 Mo CD
0.90% $1,000 - Learn More
48 Mo CD
1.00% $1,000 - Learn More
60 Mo CD
1.10% $1,000 - Learn More
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.80% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $2,499 Learn MoreShow Less
Int Ckg
0.15% $2,500 - Learn MoreShow Less

Loan Rates - June 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PFCU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to PFCU
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Pfcu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Pfcu Locations


Financial Details

Pfcu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pfcu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pfcu U.S. Average
3.13% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Pfcu had $2,003,722 in non-current loans and $45,500 in owned assets. To cover these potential losses it had $63,273,027 in net worth and $2,182,918 in loans loss reserves. That gives it a Texas Ratio of 3.13%.

Net Worth
Pfcu U.S. Average
11.14% 13.86%

Pfcu FCU has a net worth of 11.14% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pfcu

Branches and Savings

What is Pfcu?

A federal credit union, registered with the NCUA under certificate #68690.
Learn more about credit unions here.

Is Pfcu FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pfcu?

Please see Field of Membership information above for information on who is eligible to join.

What are Pfcu's share account and share certificate rates?

Pfcu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pfcu?

Pfcu has total capital of $63.27 million. Full information on Pfcu's financial position is located above.

Who owns Pfcu?

Credit Unions are owned by their members.

Where are Pfcu branches located?

See branch locations nearby.

Are Pfcu ATMs Open 24/7?

Do Pfcu ATMs accept cash deposits?

Can Pfcu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pfcu have a mobile app?

Does Pfcu have mobile deposit?

Does Pfcu have quick pay?

How can Pfcu transfer money to other banks or credit unions?

Does Pfcu report to credit bureaus?

Does Pfcu use Chexsystems?

Does Pfcu use Equifax?

What is Pfcu's toll free phone number?

What is Pfcu's ACH Routing Number?

What is Pfcu's SWIFT code?

Where can I find Pfcu's wire transfer form?

What is the Pfcu address for deposits?

What Products Does Pfcu Offer

Does Pfcu offer mortgages?

Compare mortgage rates here.

Does Pfcu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pfcu offer auto and RV loans?

Compare auto loan rates here.

Does Pfcu offer student loans or personal loans?

Compare personal loan rates here.

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