Portsmouth Schools


455 Dinwiddie Street
Portsmouth, VA 23704
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Portsmouth Schools is an NCUA insured institution located in Portsmouth, VA. It was founded in 1942 and has approximately $2.52 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4833
Date Established 1942
Assets $2.52 million
Loans $0.98 million
Deposits $2.44 million
Capital $0.06 million

Deposit Rates - September 16, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Portsmouth Schools

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Loan Rates - September 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PORTSMOUTH SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.798% 2.750% -0.38 $1,562 $1,021 Learn More
NMLS ID: 2890
License#: 13256
2.636% 2.625% 0.13 $352 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Portsmouth Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Portsmouth Schools Locations

Financial Details

Portsmouth Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Portsmouth Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Portsmouth Schools U.S. Average
49.54% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Portsmouth Schools had $45,335 in non-current loans and $0 in owned assets. To cover these potential losses it had $58,825 in net worth and $32,688 in loans loss reserves. That gives it a Texas Ratio of 49.54%.

Net Worth
Portsmouth Schools U.S. Average
2.33% 12.20%

Portsmouth Schools FCU has a net worth of 2.33% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Portsmouth Schools

Branches and Savings

What is Portsmouth Schools?

A federal credit union, registered with the NCUA under certificate #4833.
Learn more about credit unions here.

Is Portsmouth Schools FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Portsmouth Schools is insured by the NCUA.

Who can join Portsmouth Schools?

Please see Field of Membership information above for information on who is eligible to join.

What are Portsmouth Schools's share account and share certificate rates?

Portsmouth Schools's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Portsmouth Schools?

Portsmouth Schools has total capital of $0.06 million. Full information on Portsmouth Schools's financial position is located above.

Who owns Portsmouth Schools?

Credit Unions are owned by their members.

Where are Portsmouth Schools branches located?

See branch locations nearby.

Are Portsmouth Schools ATMs Open 24/7?

Do Portsmouth Schools ATMs accept cash deposits?

Can Portsmouth Schools customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Portsmouth Schools have a mobile app?

Does Portsmouth Schools have mobile deposit?

Does Portsmouth Schools have quick pay?

How can Portsmouth Schools transfer money to other banks or credit unions?

Does Portsmouth Schools report to credit bureaus?

Does Portsmouth Schools use Chexsystems?

Does Portsmouth Schools use Equifax?

What is Portsmouth Schools's toll free phone number?

What is Portsmouth Schools's ACH Routing Number?

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Where can I find Portsmouth Schools's wire transfer form?

What is the Portsmouth Schools address for deposits?

What Products Does Portsmouth Schools Offer

Does Portsmouth Schools offer mortgages?

Compare mortgage rates here.

Does Portsmouth Schools offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Portsmouth Schools offer auto and RV loans?

Compare auto loan rates here.

Does Portsmouth Schools offer student loans or personal loans?

Compare personal loan rates here.

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