Post Office Cu Of Md, Inc. Credit Union
Headquarters
900 E Fayette St Rm 606
Baltimore, MD 21233
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2024 Overview
General Credit Union Information
Post Office Cu Of Md, Inc. is located in Baltimore, Md. It was founded in 0000 and has approximately $29.32 millions in assets.
| NCUA Insured | No |
| Charter Number # | # 95742 |
| Date Established | 0000 |
| Assets | $29.32 million |
| Loans | $8.50 million |
| Deposits | $21.99 million |
| Capital | $7.23 million |
Field of Membership Restrictions
Membership is open to Maryland Postal employees.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Post Office Cu Of Md, Inc.
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Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Post Office Cu Of Md, Inc.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.905% | 6.750% | 1.00 | $5,094 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
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Branches
Below are Post Office Cu Of Md, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
POST OFFICE CU OF MD, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Post Office Cu Of Md, Inc. Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Post Office Cu Of Md, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Post Office Cu Of Md, Inc. | U.S. Average |
|---|---|
| 1.90% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Post Office Cu Of Md, Inc. had $57,991 in non-current loans and $80,560 in owned assets. To cover these potential losses it had $7,232,205 in net worth and $54,463 in loans loss reserves. That gives it a Texas Ratio of 1.90%.
Net Worth
| Post Office Cu Of Md, Inc. | U.S. Average |
|---|---|
| 24.67% | 13.62% |
Post Office Cu Of Md, Inc. FCU has a net worth of 24.67% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Post Office Cu Of Md, Inc.
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