Power Co-op Employees Credit Union

Headquarters

1208 N 13th St
Humboldt, IA 50548
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Power Co-op Employees is an NCUA insured institution located in Humboldt, IA. It was founded in 1956 and has approximately $83.56 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 61920
Date Established 1956
Assets $83.56 million
Loans $55.26 million
Deposits $71.49 million
Capital $11.38 million
 

Field of Membership Restrictions

Membership is open to members and employees of Corn Belt Power Co-op, its member cooperatives, affiliates and subsidiaries, Boone Valley Electric Cooperative, Calhoun County ECA, Butler County REC, Franklin REC, Iowa Lakes Electric Coop, Prairie Energy Cooperative, Midland Power Coop, Raccoon Valley REC, North Iowa Municipal Electric Cooperative Association, and employees of over 40 Select Employer Groups.

Deposit Rates - October 2, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Power Co-op Employees

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Loan Rates - October 2, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Power Co-op Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Power Co-op Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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New York City,New York


Power Co-op Employees Locations around zip code 10116


BranchDistance Map View Lobby Hours

Power Co-op Employees CU

1080.79 A View Lobby Hours


Climate Policy and Initiatives

POWER CO-OP EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Power Co-op Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Power Co-op Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Power Co-op Employees U.S. Average
13.63% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Power Co-op Employees had $1,482,896 in non-current loans and $94,004 in owned assets. To cover these potential losses it had $11,384,769 in net worth and $186,299 in loans loss reserves. That gives it a Texas Ratio of 13.63%.

Net Worth
Power Co-op Employees U.S. Average
13.63% 14.48%

Power Co-op Employees FCU has a net worth of 13.63% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Power Co-op Employees

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