Power Financial


2020 Nw 150th Avenue
Pembroke Pines, FL 33028
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.70% →
1-Year CD 0.50% 0.75% →
2-Year CD 0.55% 0.81% →
5-Year CD 0.85% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Power Financial is an NCUA insured institution located in Pembroke Pines, FL. It was founded in 1951 and has approximately $869.26 millions in assets.

Who can join?

You can if you...

Live or work in Broward, Miami-Dade & Palm Beach Counties as well as the Florida Keys in Monroe County.

Are an immediate family member of someone who is already a Credit Union Member

Are a member of a Special Employee Group (SEG)

NCUA Insured Yes
Charter Number # # 68445
Date Established 1951
Assets $869.26 million
Loans $597.54 million
Deposits $717.77 million
Capital $85.49 million

Field of Membership Restrictions

Membership is open to those who live or work in Monroe, Miami-Dade, Broward, Palm Beach and Martin Counties or employed by a member of our Select Employee Group.

Deposit Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
Premium Money Market Account
0.65% $10,000 $14,999 Learn More
Premium Money Market Account
0.65% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.85% $10,000 $14,999 Learn More
60 Mo CD
0.85% $100,000 $199,999 Learn More

Loan Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for POWER FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
NMLS ID: 2890
License#: 13256
2.562% 2.500% 0.75 $2,030 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.667% 2.625% 0.50 $1,380 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Power Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Power Financial Locations

Financial Details

Power Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Power Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Power Financial U.S. Average
2.66% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Power Financial had $1,531,326 in non-current loans and $826,893 in owned assets. To cover these potential losses it had $85,485,916 in net worth and $3,302,767 in loans loss reserves. That gives it a Texas Ratio of 2.66%.

Net Worth
Power Financial U.S. Average
9.83% 12.91%

Power Financial FCU has a net worth of 9.83% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Power Financial

Branches and Savings

What is Power Financial?

A credit union, registered with the NCUA under certificate #68445.
Learn more about credit unions here.

Is Power Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Power Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Power Financial's share account and share certificate rates?

Power Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Power Financial?

Power Financial has total capital of $85.49 million. Full information on Power Financial's financial position is located above.

Who owns Power Financial?

Credit Unions are owned by their members.

Where are Power Financial branches located?

See branch locations nearby.

Are Power Financial ATMs Open 24/7?

Do Power Financial ATMs accept cash deposits?

Can Power Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Power Financial have a mobile app?

Does Power Financial have mobile deposit?

Does Power Financial have quick pay?

How can Power Financial transfer money to other banks or credit unions?

Does Power Financial report to credit bureaus?

Does Power Financial use Chexsystems?

Does Power Financial use Equifax?

What is Power Financial's toll free phone number?

What is Power Financial's ACH Routing Number?

What is Power Financial's SWIFT code?

Where can I find Power Financial's wire transfer form?

What is the Power Financial address for deposits?

What Products Does Power Financial Offer

Does Power Financial offer mortgages?

Compare mortgage rates here.

Does Power Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Power Financial offer auto and RV loans?

Compare auto loan rates here.

Does Power Financial offer student loans or personal loans?

Compare personal loan rates here.

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