Princeton, NJ 08540
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.40% 1.15% →
2-Year CD 0.70% 1.26% →
5-Year CD 1.00% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Princeton is an NCUA insured institution located in Princeton, NJ. It was founded in 1972 and has approximately $132.58 millions in assets.

NCUA Insured Yes
Charter Number # # 21009
Date Established 1972
Assets $132.58 million
Loans $61.39 million
Deposits $116.41 million
Capital $15.09 million

Field of Membership Restrictions

Membership is open to anyone through joining the New Jersey Consumer Council ($5 membership fee). Membership is also open to students and employees of Princeton University, employee of a member of the credit union's Select Employer Group.

Deposit Rates - July 14, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 $99 Learn MoreShow Less
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 14, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PRINCETON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.951% 2.875% 1.00 $2,445 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Princeton branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Princeton Locations

Financial Details

Princeton Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Princeton. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Princeton U.S. Average
6.30% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Princeton had $980,681 in non-current loans and $0 in owned assets. To cover these potential losses it had $15,086,742 in net worth and $485,415 in loans loss reserves. That gives it a Texas Ratio of 6.30%.

Net Worth
Princeton U.S. Average
11.37% 13.61%

Princeton FCU has a net worth of 11.37% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Princeton

Branches and Savings

What is Princeton?

A federal credit union, registered with the NCUA under certificate #21009.
Learn more about credit unions here.

Is Princeton FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Princeton?

Please see Field of Membership information above for information on who is eligible to join.

What are Princeton's share account and share certificate rates?

Princeton's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Princeton?

Princeton has total capital of $15.09 million. Full information on Princeton's financial position is located above.

Who owns Princeton?

Credit Unions are owned by their members.

Where are Princeton branches located?

See branch locations nearby.

Are Princeton ATMs Open 24/7?

Do Princeton ATMs accept cash deposits?

Can Princeton customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Princeton have a mobile app?

Does Princeton have mobile deposit?

Does Princeton have quick pay?

How can Princeton transfer money to other banks or credit unions?

Does Princeton report to credit bureaus?

Does Princeton use Chexsystems?

Does Princeton use Equifax?

What is Princeton's toll free phone number?

What is Princeton's ACH Routing Number?

What is Princeton's SWIFT code?

Where can I find Princeton's wire transfer form?

What is the Princeton address for deposits?

What Products Does Princeton Offer

Does Princeton offer mortgages?

Compare mortgage rates here.

Does Princeton offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Princeton offer auto and RV loans?

Compare auto loan rates here.

Does Princeton offer student loans or personal loans?

Compare personal loan rates here.

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