R I D Federal Credit Union

Headquarters

1500 Rock Island Drive Bld 205
Rock Island, IL 612042004
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.50% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

R I D is an NCUA insured institution located in Rock Island, IL. It was founded in 1936 and has approximately $3.84 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 17238
Date Established 1936
Assets $3.84 million
Loans $1.73 million
Deposits $3.52 million
Capital $0.32 million
 

Deposit Rates - September 30, 2026

Your Current Location: Iowa, IA

We do not yet have rates for R I D

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Loan Rates - September 30, 2026

Your Current Location: Iowa, IA

There are currently no loan rates available for R I D

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Iowa 30 Year Fixed Mortgage Rates 2026

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Featured - Iowa Home Equity Line Of Credit Rates 2026

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Branches

Below are R I D branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Creston,Iowa


R I D Locations


BranchDistance Map View Lobby Hours

R I D

202.98 A View Lobby Hours


Climate Policy and Initiatives

R I D is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

R I D Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of R I D. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
R I D U.S. Average
0.00% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, R I D had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $324,733 in net worth and $9,822 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
R I D U.S. Average
8.44% 14.48%

R I D FCU has a net worth of 8.44% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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