Rector Federal Credit Union

Headquarters

146 Rector Street
Philadelphia, PA 19128
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Rector is an NCUA insured institution located in Philadelphia, PA. It was founded in 1960 and has approximately $0.23 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13713
Date Established 1960
Assets $0.23 million
Loans $0.09 million
Deposits $0.14 million
Capital $0.09 million
 

Deposit Rates - September 20, 2026

Your Current Location: Utah, UT

We do not yet have rates for Rector

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Loan Rates - September 20, 2026

Your Current Location: Utah, UT

There are currently no loan rates available for Rector

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Utah 30 Year Fixed Mortgage Rates 2026

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Featured - Utah Home Equity Line Of Credit Rates 2026

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Branches

Below are Rector branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Brigham City,Utah


Rector Locations


BranchDistance Map View Lobby Hours

Rector

1954.55 A View Lobby Hours


Climate Policy and Initiatives

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Financial Details

Rector Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rector. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rector U.S. Average
22.79% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Rector had $21,382 in non-current loans and $0 in owned assets. To cover these potential losses it had $88,837 in net worth and $5,000 in loans loss reserves. That gives it a Texas Ratio of 22.79%.

Net Worth
Rector U.S. Average
38.08% 14.48%

Rector FCU has a net worth of 38.08% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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