514 Swift St
Refugio, TX 78377
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Refugio County is an NCUA insured institution located in Refugio, TX. It was founded in 1958 and has approximately $13.95 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 12365 |
| Date Established | 1958 |
| Assets | $13.95 million |
| Loans | $5.14 million |
| Deposits | $11.60 million |
| Capital | $2.32 million |
Your Current Location: Maryland, MD
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Your Current Location: Maryland, MD
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Below are Refugio County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
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District Heights,Maryland
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The following ratios and data are available to help you better understand the financial condition of Refugio County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Refugio County | U.S. Average |
|---|---|
| 5.59% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Refugio County had $92,670 in non-current loans and $38,000 in owned assets. To cover these potential losses it had $2,315,195 in net worth and $22,565 in loans loss reserves. That gives it a Texas Ratio of 5.59%.
| Refugio County | U.S. Average |
|---|---|
| 16.59% | 14.48% |
Refugio County FCU has a net worth of 16.59% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 18, 2026
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