Responders Emergency Services Credit Union


924 W Sinto Ave
Spokane, WA 99201
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Notable Rates APY Vs.Others
Savings N.A. 1.70% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 2.87% →
5-Year CD N.A. 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Responders Emergency Services is an NCUA insured institution located in Spokane, WA. It was founded in 1966 and has approximately $59.49 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68305
Date Established 1966
Assets $59.49 million
Loans $29.95 million
Deposits $53.31 million
Capital $5.99 million

Deposit Rates - July 6, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Responders Emergency Services

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Note to Responders Emergency Services
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Loan Rates - July 6, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for RESPONDERS EMERGENCY SERVICES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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5.185% 5.125% 0.63 $1,692 $1,362 Learn More
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NMLS ID: 2890
License#: 413-0477
5.233% 5.125% 0.88 $3,048 $1,362 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

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After Intro: 5.500 %
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More Info

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Below are Responders Emergency Services branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Responders Emergency Services Locations

Climate Initiatives

RESPONDERS EMERGENCY SERVICES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Responders Emergency Services Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Responders Emergency Services. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Responders Emergency Services U.S. Average
0.94% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Responders Emergency Services had $42,353 in non-current loans and $33,325 in owned assets. To cover these potential losses it had $5,994,152 in net worth and $2,027,644 in loans loss reserves. That gives it a Texas Ratio of 0.94%.

Net Worth
Responders Emergency Services U.S. Average
10.07% 12.36%

Responders Emergency Services FCU has a net worth of 10.07% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


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