PO BOX 12689
San Antonio, TX 78212


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 926
Date Established 1936
Assets $111.07 million
Loans $96.95 million
Deposits $102.78 million
Capital $7.15 million

River City is an NCUA insured institution located in San Antonio, TX. It was founded in 1936 and has approximately $111.07 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bexar County, Texas.

Deposit Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $2,000 $49,999 Learn MoreShow Less
1.75% $1,000 $99,999 Learn MoreShow Less
Special: 25 Mo FIRA
2.75% $5,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.25% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
1.30% $100,000 - Learn MoreShow Less
1.75% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
1.80% $100,000 - Learn MoreShow Less
2.25% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
2.30% $100,000 - Learn MoreShow Less
Special: 25 Mo CD
2.75% $5,000 - Learn MoreShow Less
2.75% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
2.80% $100,000 - Learn MoreShow Less
3.00% $1,000 $99,999 Learn MoreShow Less
48 Mo CD
3.05% $100,000 - Learn MoreShow Less
3.25% $1,000 $99,999 Learn MoreShow Less
60 Mo CD
3.30% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.60% $1 - Learn MoreShow Less
Checking Rates APY MIN FEE
River City Reward Checking 1.50% $0 $0.00 Learn MoreShow Less

Loan Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RIVER CITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.275% 4.250% 0.25 $730 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are River City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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River City Locations

Financial Details

River City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of River City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
River City U.S. Average
14.95% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, River City had $1,112,476 in non-current loans and $88,554 in owned assets. To cover these potential losses it had $7,145,915 in net worth and $885,683 in loans loss reserves. That gives it a Texas Ratio of 14.95%.

Net Worth
River City U.S. Average
6.43% 13.21%

River City FCU has a net worth of 6.43% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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