River City


Po Box 12689
San Antonio, TX 78212
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.40% 0.75% →
2-Year CD 0.65% 0.80% →
5-Year CD 1.15% 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

River City is an NCUA insured institution located in San Antonio, TX. It was founded in 1936 and has approximately $132.25 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 926
Date Established 1936
Assets $132.25 million
Loans $98.15 million
Deposits $117.58 million
Capital $10.70 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bexar County, Texas.

Deposit Rates - October 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
Superior Checking 0.35% $0 $0.00 Learn MoreShow Less

Loan Rates - October 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for RIVER CITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 330511
3.059% 3.000% 0.75 $1,882 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are River City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

River City Locations

Climate Initiatives

RIVER CITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

River City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of River City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
River City U.S. Average
6.99% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, River City had $691,561 in non-current loans and $88,554 in owned assets. To cover these potential losses it had $10,700,333 in net worth and $461,148 in loans loss reserves. That gives it a Texas Ratio of 6.99%.

Net Worth
River City U.S. Average
8.09% 12.22%

River City FCU has a net worth of 8.09% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About River City

Branches and Savings

What is River City?

A federal credit union, registered with the NCUA under certificate #926.
Learn more about credit unions here.

Is River City FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. River City is insured by the NCUA.

Who can join River City?

Please see Field of Membership information above for information on who is eligible to join.

What are River City's share account and share certificate rates?

River City's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is River City?

River City has total capital of $10.70 million. Full information on River City's financial position is located above.

Who owns River City?

Credit Unions are owned by their members.

Where are River City branches located?

See branch locations nearby.

Are River City ATMs Open 24/7?

Do River City ATMs accept cash deposits?

Can River City customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does River City have a mobile app?

Does River City have mobile deposit?

Does River City have quick pay?

How can River City transfer money to other banks or credit unions?

Does River City report to credit bureaus?

Does River City use Chexsystems?

Does River City use Equifax?

What is River City's toll free phone number?

What is River City's ACH Routing Number?

What is River City's SWIFT code?

Where can I find River City's wire transfer form?

What is the River City address for deposits?

What Products Does River City Offer

Does River City offer mortgages?

Compare mortgage rates here.

Does River City offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does River City offer auto and RV loans?

Compare auto loan rates here.

Does River City offer student loans or personal loans?

Compare personal loan rates here.

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