98 College Ave
New Brunswick, NJ 08901
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.15% 0.70% →
2-Year CD 0.25% 0.75% →
5-Year CD 0.75% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Rutgers is an NCUA insured institution located in New Brunswick, NJ. It was founded in 1954 and has approximately $87.85 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9237
Date Established 1954
Assets $87.85 million
Loans $27.87 million
Deposits $82.21 million
Capital $5.07 million

Field of Membership Restrictions

Must be an employee of Rutgers University, University of Medicine and Dentistry of New Jersey New Brunswick, RWJ Medical School Employees, Rutgers University Foundation or Rutgers Council of AAUP Chapter.

Deposit Rates - June 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.35% $100,000 $199,999 Learn More
48 Mo CD
0.50% $10,000 $14,999 Learn More
48 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More

Loan Rates - June 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for RUTGERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.465% 3.375% 0.63 $2,812 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Rutgers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Rutgers Locations

Financial Details

Rutgers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rutgers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rutgers U.S. Average
10.19% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Rutgers had $299,264 in non-current loans and $481,625 in owned assets. To cover these potential losses it had $5,069,164 in net worth and $2,594,164 in loans loss reserves. That gives it a Texas Ratio of 10.19%.

Net Worth
Rutgers U.S. Average
6.04% 12.67%

Rutgers FCU has a net worth of 6.04% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rutgers

Branches and Savings

What is Rutgers?

A federal credit union, registered with the NCUA under certificate #9237.
Learn more about credit unions here.

Is Rutgers FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Rutgers is insured by the NCUA.

Who can join Rutgers?

Please see Field of Membership information above for information on who is eligible to join.

What are Rutgers's share account and share certificate rates?

Rutgers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rutgers?

Rutgers has total capital of $5.07 million. Full information on Rutgers's financial position is located above.

Who owns Rutgers?

Credit Unions are owned by their members.

Where are Rutgers branches located?

See branch locations nearby.

Are Rutgers ATMs Open 24/7?

Do Rutgers ATMs accept cash deposits?

Can Rutgers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rutgers have a mobile app?

Does Rutgers have mobile deposit?

Does Rutgers have quick pay?

How can Rutgers transfer money to other banks or credit unions?

Does Rutgers report to credit bureaus?

Does Rutgers use Chexsystems?

Does Rutgers use Equifax?

What is Rutgers's toll free phone number?

What is Rutgers's ACH Routing Number?

What is Rutgers's SWIFT code?

Where can I find Rutgers's wire transfer form?

What is the Rutgers address for deposits?

What Products Does Rutgers Offer

Does Rutgers offer mortgages?

Compare mortgage rates here.

Does Rutgers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rutgers offer auto and RV loans?

Compare auto loan rates here.

Does Rutgers offer student loans or personal loans?

Compare personal loan rates here.

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