RUTGERS

Headquarters

98 COLLEGE AVE
New Brunswick, NJ 08901
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.91% →
1-Year CD 0.15% 0.85% →
2-Year CD 0.25% 0.95% →
5-Year CD 0.75% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Rutgers is an NCUA insured institution located in New Brunswick, NJ. It was founded in 1954 and has approximately $77.39 millions in assets.

NCUA Insured Yes
Charter Number # # 9237
Date Established 1954
Assets $77.39 million
Loans $33.18 million
Deposits $71.74 million
Capital $5.15 million
 

Field of Membership Restrictions

Must be an employee of Rutgers University, University of Medicine and Dentistry of New Jersey New Brunswick, RWJ Medical School Employees, Rutgers University Foundation or Rutgers Council of AAUP Chapter.

Deposit Rates - November 25, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.35% $100,000 $199,999 Learn More
48 Mo CD
0.50% $10,000 $14,999 Learn More
48 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More

Loan Rates - November 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RUTGERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
2.604% 2.500% 0.75 $3,434 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to RUTGERS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Rutgers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rutgers Locations


Financial Details

Rutgers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rutgers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rutgers U.S. Average
8.82% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Rutgers had $76,312 in non-current loans and $605,429 in owned assets. To cover these potential losses it had $5,147,619 in net worth and $2,583,009 in loans loss reserves. That gives it a Texas Ratio of 8.82%.

Net Worth
Rutgers U.S. Average
6.65% 13.61%

Rutgers FCU has a net worth of 6.65% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rutgers

Branches and Savings

What is Rutgers?

A federal credit union, registered with the NCUA under certificate #9237.
Learn more about credit unions here.

Is Rutgers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rutgers?

Please see Field of Membership information above for information on who is eligible to join.

What are Rutgers's share account and share certificate rates?

Rutgers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rutgers?

Rutgers has total capital of $5.15 million. Full information on Rutgers's financial position is located above.

Who owns Rutgers?

Credit Unions are owned by their members.

Where are Rutgers branches located?

See branch locations nearby.

Are Rutgers ATMs Open 24/7?

Do Rutgers ATMs accept cash deposits?

Can Rutgers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rutgers have a mobile app?

Does Rutgers have mobile deposit?

Does Rutgers have quick pay?

How can Rutgers transfer money to other banks or credit unions?

Does Rutgers report to credit bureaus?

Does Rutgers use Chexsystems?

Does Rutgers use Equifax?

What is Rutgers's toll free phone number?

What is Rutgers's ACH Routing Number?

What is Rutgers's SWIFT code?

Where can I find Rutgers's wire transfer form?

What is the Rutgers address for deposits?

What Products Does Rutgers Offer

Does Rutgers offer mortgages?

Compare mortgage rates here.

Does Rutgers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rutgers offer auto and RV loans?

Compare auto loan rates here.

Does Rutgers offer student loans or personal loans?

Compare personal loan rates here.

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