RUTHERFORD POSTAL DISTRICT EM

PO BOX 196
Lakewood, NJ 08701

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2107
Date Established 1937
Assets $7.47 million
Loans $0.20 million
Deposits $6.78 million
Capital $0.59 million

Rutherford Postal District Em is an NCUA insured institution located in Lakewood, NJ. It was founded in 1937 and has approximately $7.47 millions in assets.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Rutherford Postal District Em

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There are currently no rates available for Rutherford Postal District Em, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RUTHERFORD POSTAL DISTRICT EM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

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Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
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Branches

Below are Rutherford Postal District Em branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rutherford Postal District Em Locations


Financial Details

Rutherford Postal District Em Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rutherford Postal District Em. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rutherford Postal District Em U.S. Average
1.04% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Rutherford Postal District Em had $6,116 in non-current loans and $0 in owned assets. To cover these potential losses it had $587,306 in net worth and $3,294 in loans loss reserves. That gives it a Texas Ratio of 1.04%.

Net Worth
Rutherford Postal District Em U.S. Average
7.86% 13.47%

Rutherford Postal District Em FCU has a net worth of 7.86% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rutherford Postal District Em

Branches and Savings

What is Rutherford Postal District Em?

A federal credit union, registered with the NCUA under certificate #2107.
Learn more about credit unions here.

Is Rutherford Postal District Em FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rutherford Postal District Em?

Please see Field of Membership information above for information on who is eligible to join.

What are Rutherford Postal District Em's share account and share certificate rates?

Rutherford Postal District Em's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rutherford Postal District Em?

Rutherford Postal District Em has total capital of $0.59 million. Full information on Rutherford Postal District Em's financial position is located above.

Who owns Rutherford Postal District Em?

Credit Unions are owned by their members.

Where are Rutherford Postal District Em branches located?

See branch locations nearby.

Are Rutherford Postal District Em ATMs Open 24/7?

Do Rutherford Postal District Em ATMs accept cash deposits?

Can Rutherford Postal District Em customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rutherford Postal District Em have a mobile app?

Does Rutherford Postal District Em have mobile deposit?

Does Rutherford Postal District Em have quick pay?

How can Rutherford Postal District Em transfer money to other banks or credit unions?

Does Rutherford Postal District Em report to credit bureaus?

Does Rutherford Postal District Em use Chexsystems?

Does Rutherford Postal District Em use Equifax?

What is Rutherford Postal District Em's toll free phone number?

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What is Rutherford Postal District Em's SWIFT code?

Where can I find Rutherford Postal District Em's wire transfer form?

What is the Rutherford Postal District Em address for deposits?

What Products Does Rutherford Postal District Em Offer

Does Rutherford Postal District Em offer mortgages?

Compare mortgage rates here.

Does Rutherford Postal District Em offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rutherford Postal District Em offer auto and RV loans?

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Does Rutherford Postal District Em offer student loans or personal loans?

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