Richmond, VA 23220


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6878
Date Established 1950
Assets $62.14 million
Loans $42.38 million
Deposits $55.19 million
Capital $5.00 million

Rva Financial is an NCUA insured institution located in Richmond, VA. It was founded in 1950 and has approximately $62.14 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, and worship in the city of Richmond, Virginia and the surrounding counties of Goochland, Chesterfield, Hanover, and Henrico.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $10,000 - Learn MoreShow Less
Premium Money Market Account
0.05% $10,000 - Learn MoreShow Less
Fixed IRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
2.00% $500 - Learn MoreShow Less
24 Mo CD
2.25% $500 - Learn MoreShow Less
36 Mo CD
2.50% $500 - Learn MoreShow Less
48 Mo CD
2.75% $500 - Learn MoreShow Less
60 Mo CD
3.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $500 $9,999 Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RVA FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

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Below are Rva Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Rva Financial Locations

Financial Details

Rva Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rva Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rva Financial U.S. Average
16.02% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Rva Financial had $923,241 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,999,058 in net worth and $762,732 in loans loss reserves. That gives it a Texas Ratio of 16.02%.

Net Worth
Rva Financial U.S. Average
8.04% 13.47%

Rva Financial FCU has a net worth of 8.04% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rva Financial

Branches and Savings

What is Rva Financial?

A federal credit union, registered with the NCUA under certificate #6878.
Learn more about credit unions here.

Is Rva Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rva Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Rva Financial's share account and share certificate rates?

Rva Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rva Financial?

Rva Financial has total capital of $5.00 million. Full information on Rva Financial's financial position is located above.

Who owns Rva Financial?

Credit Unions are owned by their members.

Where are Rva Financial branches located?

See branch locations nearby.

Are Rva Financial ATMs Open 24/7?

Do Rva Financial ATMs accept cash deposits?

Can Rva Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rva Financial have a mobile app?

Does Rva Financial have mobile deposit?

Does Rva Financial have quick pay?

How can Rva Financial transfer money to other banks or credit unions?

Does Rva Financial report to credit bureaus?

Does Rva Financial use Chexsystems?

Does Rva Financial use Equifax?

What is Rva Financial's toll free phone number?

What is Rva Financial's ACH Routing Number?

What is Rva Financial's SWIFT code?

Where can I find Rva Financial's wire transfer form?

What is the Rva Financial address for deposits?

What Products Does Rva Financial Offer

Does Rva Financial offer mortgages?

Compare mortgage rates here.

Does Rva Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rva Financial offer auto and RV loans?

Compare auto loan rates here.

Does Rva Financial offer student loans or personal loans?

Compare personal loan rates here.

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