S A F E Federal Credit Union

Headquarters

2002 N 11th St
Beaumont, TX 77703
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

S A F E is an NCUA insured institution located in Beaumont, TX. It was founded in 1931 and has approximately $11.4 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 67501
Date Established 1931
Assets $11.40 million
Loans $4.26 million
Deposits $9.99 million
Capital $1.06 million
 

Deposit Rates - October 3, 2026

Your Current Location: Indiana, IN

We do not yet have rates for S A F E

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Loan Rates - October 3, 2026

Your Current Location: Indiana, IN

There are currently no loan rates available for S A F E

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - Indiana Home Equity Line Of Credit Rates 2026

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Branches

Below are S A F E branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Bloomington,Indiana


S A F E Locations


BranchDistance Map View Lobby Hours

SAFE CREDIT UNION

744.71 A View Lobby Hours


Climate Policy and Initiatives

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Financial Details

S A F E Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of S A F E. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
S A F E U.S. Average
5.45% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, S A F E had $31,507 in non-current loans and $27,637 in owned assets. To cover these potential losses it had $1,058,187 in net worth and $26,438 in loans loss reserves. That gives it a Texas Ratio of 5.45%.

Net Worth
S A F E U.S. Average
9.28% 14.48%

S A F E FCU has a net worth of 9.28% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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