PO BOX 10708
Greenville, SC 29603

Notable Rates APY Vs.Others
Savings 0.20% 2.25% →
1-Year CD 0.65% 2.25% →
2-Year CD 0.85% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

S. C. Telco is an NCUA insured institution located in Greenville, SC. It was founded in 1935 and has approximately $385.98 millions in assets.

NCUA Insured Yes
Charter Number # # 361
Date Established 1935
Assets $385.98 million
Loans $301.56 million
Deposits $307.76 million
Capital $51.17 million

Field of Membership Restrictions

Multiple common bond - primarily communications and utilities

Deposit Rates - December 13, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $500 $4,999 Learn MoreShow Less
Money Market
0.50% $10,000 $24,999 Learn MoreShow Less
Money Market
0.80% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
0.65% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $500 - Learn MoreShow Less
12 Mo CD
0.65% $500 - Learn MoreShow Less
18 Mo CD
0.70% $500 - Learn MoreShow Less
24 Mo CD
0.85% $500 - Learn MoreShow Less
30 Mo CD
0.95% $500 - Learn MoreShow Less
36 Mo CD
1.00% $500 - Learn MoreShow Less
48 Mo CD
2.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.30% $1 $4,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - December 13, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for S. C. TELCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($252) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to S. C. TELCO
To upload and update your bank's rates please register. It is free to register and add rates.


Below are S. C. Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

S. C. Telco Locations

Financial Details

S. C. Telco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of S. C. Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
S. C. Telco U.S. Average
8.76% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, S. C. Telco had $4,695,114 in non-current loans and $213,020 in owned assets. To cover these potential losses it had $51,174,278 in net worth and $4,828,185 in loans loss reserves. That gives it a Texas Ratio of 8.76%.

Net Worth
S. C. Telco U.S. Average
13.25% 13.65%

S. C. Telco FCU has a net worth of 13.25% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About S. C. Telco

Branches and Savings

What is S. C. Telco?

A federal credit union, registered with the NCUA under certificate #361.
Learn more about credit unions here.

Is S. C. Telco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join S. C. Telco?

Please see Field of Membership information above for information on who is eligible to join.

What are S. C. Telco's share account and share certificate rates?

S. C. Telco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is S. C. Telco?

S. C. Telco has total capital of $51.17 million. Full information on S. C. Telco's financial position is located above.

Who owns S. C. Telco?

Credit Unions are owned by their members.

Where are S. C. Telco branches located?

See branch locations nearby.

Are S. C. Telco ATMs Open 24/7?

Do S. C. Telco ATMs accept cash deposits?

Can S. C. Telco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does S. C. Telco have a mobile app?

Does S. C. Telco have mobile deposit?

Does S. C. Telco have quick pay?

How can S. C. Telco transfer money to other banks or credit unions?

Does S. C. Telco report to credit bureaus?

Does S. C. Telco use Chexsystems?

Does S. C. Telco use Equifax?

What is S. C. Telco's toll free phone number?

What is S. C. Telco's ACH Routing Number?

What is S. C. Telco's SWIFT code?

Where can I find S. C. Telco's wire transfer form?

What is the S. C. Telco address for deposits?

What Products Does S. C. Telco Offer

Does S. C. Telco offer mortgages?

Compare mortgage rates here.

Does S. C. Telco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does S. C. Telco offer auto and RV loans?

Compare auto loan rates here.

Does S. C. Telco offer student loans or personal loans?

Compare personal loan rates here.

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