Saginaw County Employees Credit Union
Our records indicate that this credit union has been acquired by CONSUMERS PROFESSIONAL.
Headquarters
1700 Court St
Saginaw, MI 48602
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2024 Overview
General Credit Union Information
Saginaw County Employees is an NCUA insured institution located in Saginaw, MI. It was founded in 1956 and has approximately $44.49 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62282 |
| Date Established | 1956 |
| Assets | $44.49 million |
| Loans | $14.31 million |
| Deposits | $39.99 million |
| Capital | $4.44 million |
Field of Membership Restrictions
Membership is open to employees of any government in Saginaw County, Michigan, employees and retirees of any school district in Saginaw County, anyone receiving retirement payments and live in Saginaw County, and employees of over 30 area Select Employer Groups.
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Saginaw County Employees
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Note to Saginaw County Employees
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Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Saginaw County Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Saginaw County Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Saginaw County Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SAGINAW COUNTY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Saginaw County Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Saginaw County Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Saginaw County Employees | U.S. Average |
|---|---|
| 7.04% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Saginaw County Employees had $113,422 in non-current loans and $207,878 in owned assets. To cover these potential losses it had $4,441,146 in net worth and $122,005 in loans loss reserves. That gives it a Texas Ratio of 7.04%.
Net Worth
| Saginaw County Employees | U.S. Average |
|---|---|
| 9.98% | 13.62% |
Saginaw County Employees FCU has a net worth of 9.98% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Saginaw County Employees
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