Salem Baptist

Headquarters

50 Clinton Ave
Jersey City, NJ 07304
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Salem Baptist is an NCUA insured institution located in Jersey City, NJ. It was founded in 1962 and has approximately $0.14 millions in assets.

NCUA Insured Yes
Charter Number # # 15154
Date Established 1962
Assets $0.14 million
Loans $0.00 million
Deposits $0.11 million
Capital $0.03 million
 

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Salem Baptist

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Note to Salem Baptist
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Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SALEM BAPTIST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.571% 2.500% 1.00 $2,345 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to SALEM BAPTIST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Salem Baptist branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Salem Baptist Locations


Financial Details

Salem Baptist Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Salem Baptist. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Salem Baptist U.S. Average
5.57% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Salem Baptist had $1,580 in non-current loans and $0 in owned assets. To cover these potential losses it had $27,760 in net worth and $582 in loans loss reserves. That gives it a Texas Ratio of 5.57%.

Net Worth
Salem Baptist U.S. Average
19.55% 12.91%

Salem Baptist FCU has a net worth of 19.55% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Salem Baptist

Branches and Savings

What is Salem Baptist?

A credit union, registered with the NCUA under certificate #15154.
Learn more about credit unions here.

Is Salem Baptist FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Salem Baptist?

Please see Field of Membership information above for information on who is eligible to join.

What are Salem Baptist's share account and share certificate rates?

Salem Baptist's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Salem Baptist?

Salem Baptist has total capital of $0.03 million. Full information on Salem Baptist's financial position is located above.

Who owns Salem Baptist?

Credit Unions are owned by their members.

Where are Salem Baptist branches located?

See branch locations nearby.

Are Salem Baptist ATMs Open 24/7?

Do Salem Baptist ATMs accept cash deposits?

Can Salem Baptist customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Salem Baptist have a mobile app?

Does Salem Baptist have mobile deposit?

Does Salem Baptist have quick pay?

How can Salem Baptist transfer money to other banks or credit unions?

Does Salem Baptist report to credit bureaus?

Does Salem Baptist use Chexsystems?

Does Salem Baptist use Equifax?

What is Salem Baptist's toll free phone number?

What is Salem Baptist's ACH Routing Number?

What is Salem Baptist's SWIFT code?

Where can I find Salem Baptist's wire transfer form?

What is the Salem Baptist address for deposits?

What Products Does Salem Baptist Offer

Does Salem Baptist offer mortgages?

Compare mortgage rates here.

Does Salem Baptist offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Salem Baptist offer auto and RV loans?

Compare auto loan rates here.

Does Salem Baptist offer student loans or personal loans?

Compare personal loan rates here.

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