SAN DIEGO COUNTY

6545 Sequence Dr
San Diego, CA 92121

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 61004
Date Established 1938
Assets $8,420.31 million
Loans $6,581.48 million
Deposits $7,105.10 million
Capital $1,254.95 million

San Diego County is an NCUA insured institution located in San Diego, CA. It was founded in 1938 and has approximately $8420.31 millions in assets.

Who can join?

Everyone living or working in San Diego, Riverside and Orange counties is welcome. Plus, all members of the Financial Fitness Association.

Financial Fitness Association
http://www.sdccu.com/pages/about/ffajoin.asp

Field of Membership Restrictions

Membership in San Diego County Credit Union is open to anyone through joining the Financial Fitness Association ($8 membership fee). Membership is also open to those who live or work in San Diego, Orange or Riverside Counties in California and to employees of Select Employer Groups (not listed on the site).

Deposit Rates - November 21, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $100 $4,999 Learn MoreShow Less
Money Market
0.15% $10,000 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.70% $2,000 $9,999 Learn MoreShow Less
Special: 15 Mo FIRA
2.00% $90,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.55% $10,000 $89,999 Learn MoreShow Less
3 Mo CD
0.60% $90,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1,500 - Learn MoreShow Less

Loan Rates - November 21, 2018

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.99% 2.99% $726.92
5 Year 3.49% 3.49% $454.68
6 Year 3.99% 3.99% $391.02
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are San Diego County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


San Diego County Locations

Financial Details

San Diego County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of San Diego County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
San Diego County U.S. Average
1.04% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, San Diego County had $12,797,979 in non-current loans and $535,300 in owned assets. To cover these potential losses it had $1,254,954,039 in net worth and $26,118,367 in loans loss reserves. That gives it a Texas Ratio of 1.04%.

Net Worth
San Diego County U.S. Average
14.9% 13.21%

San Diego County FCU has a net worth of 14.9% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On San Diego County

What is San Diego County?

A federal credit union, registered with the NCUA under certificate #61004.
Learn more about credit unions here.

Is San Diego County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join San Diego County?

Please see Field of Membership information above for information on who is eligible to join.

What are San Diego County's share account and share certificate rates?

San Diego County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is San Diego County?

San Diego County has total capital of $1,254.95 million. Full information on San Diego County's financial position is located above.

Who owns San Diego County?

Credit Unions are owned by their members.

Where are San Diego County branches located?

See branch locations nearby.

Are San Diego County ATMs Open 24/7?

Do San Diego County ATMs accept cash deposits?

Can San Diego County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does San Diego County have a mobile app?

Does San Diego County have mobile deposit?

Does San Diego County have quick pay?

How can San Diego County transfer money to other banks or credit unions?

Does San Diego County report to credit bureaus?

Does San Diego County use Chexsystems?

Does San Diego County use Equifax?

What is San Diego County's toll free phone number?

What is San Diego County's ACH Routing Number?

What is San Diego County's SWIFT code?

Where can I find San Diego County's wire transfer form?

What is the San Diego County address for deposits?

What Products Does San Diego County Offer

Does San Diego County offer mortgages?

Compare mortgage rates here.

Does San Diego County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does San Diego County offer auto and RV loans?

Compare auto loan rates here.

Does San Diego County offer student loans or personal loans?

Compare personal loan rates here.

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