Sandia Area Federal Credit Union
Headquarters
P.o. Box 18044
Albuquerque, NM 87185
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2024 Overview
General Credit Union Information
Sandia Area is an NCUA insured institution located in Albuquerque, NM. It was founded in 1956 and has approximately $1176 millions in assets.
Who can join?
You are eligible to join if you live, work, worship, volunteer, or attend school in the counties of Bernalillo, Cibola, Torrance and Valencia, as well as the City of Rio Rancho and Kirtland Air Force Base.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 11316 |
| Date Established | 1956 |
| Assets | $1,176.00 million |
| Loans | $1,003.96 million |
| Deposits | $1,030.94 million |
| Capital | $126.99 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Bernalillo County (including Kirtland AFB), the city of Rio Rancho, Cibola County, Torrance County or Valencia County. Membership is also open to those who subscribe to the permaculture ethics, have completed a Permaculture Institute-recognized design course, or are members of an affiliated regional Permaculture Institute.
Deposit Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $100 | $9,999 |
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|
| Traditional
|
0.10% | $1,000 | $49,999 |
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|
| Traditional
|
0.15% | $50,000 | - |
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|
|
Money Market
|
2.00% | $500 | $9,999 |
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|
|
Money Market
|
2.00% | $10,000 | $24,999 |
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|
|
Money Market
|
2.00% | $25,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.75% | $500 | - |
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|
| 12 Mo CD
|
4.70% | $500 | - |
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|
| 24 Mo CD
|
4.00% | $500 | - |
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|
| 36 Mo CD
|
3.85% | $500 | - |
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|
| 48 Mo CD
|
3.10% | $500 | - |
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|
Loan Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Sandia Area
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Sandia Area
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Branches
Below are Sandia Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SANDIA AREA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Sandia Area Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sandia Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sandia Area | U.S. Average |
|---|---|
| 2.40% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Sandia Area had $2,846,046 in non-current loans and $359,420 in owned assets. To cover these potential losses it had $126,993,108 in net worth and $6,795,410 in loans loss reserves. That gives it a Texas Ratio of 2.40%.
Net Worth
| Sandia Area | U.S. Average |
|---|---|
| 10.79% | 13.62% |
Sandia Area FCU has a net worth of 10.79% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Sandia Area
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