Sandia Area Federal Credit Union

Headquarters

P.o. Box 18044
Albuquerque, NM 87185
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 1.00% 0.67% →
2-Year CD 1.25% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sandia Area is an NCUA insured institution located in Albuquerque, NM. It was founded in 1956 and has approximately $911.4 millions in assets.

Who can join?

You are eligible to join if you live, work, worship, volunteer, or attend school in the counties of Bernalillo, Cibola, Torrance and Valencia, as well as the City of Rio Rancho and Kirtland Air Force Base.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11316
Date Established 1956
Assets $911.40 million
Loans $757.14 million
Deposits $788.32 million
Capital $101.41 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bernalillo County (including Kirtland AFB), the city of Rio Rancho, Cibola County, Torrance County or Valencia County. Membership is also open to those who subscribe to the permaculture ethics, have completed a Permaculture Institute-recognized design course, or are members of an affiliated regional Permaculture Institute.

Deposit Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
1.00% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
1.25% $10,000 $14,999 Learn More
24 Mo CD
1.25% $100,000 $199,999 Learn More
36 Mo CD
1.35% $10,000 $14,999 Learn More
36 Mo CD
1.35% $100,000 $199,999 Learn More
48 Mo CD
1.40% $10,000 $14,999 Learn More
48 Mo CD
1.40% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SANDIA AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.937% 2.875% 0.75 $2,008 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to SANDIA AREA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Sandia Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Sandia Area Locations



Climate Initiatives

SANDIA AREA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Sandia Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sandia Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sandia Area U.S. Average
1.56% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Sandia Area had $1,530,098 in non-current loans and $172,243 in owned assets. To cover these potential losses it had $101,405,746 in net worth and $7,381,516 in loans loss reserves. That gives it a Texas Ratio of 1.56%.

Net Worth
Sandia Area U.S. Average
11.12% 12.22%

Sandia Area FCU has a net worth of 11.12% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for SANDIA AREA

There are currently no comments for SANDIA AREA. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →